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Property Type: TownhouseOwnership: Freehold
31 - 135 HARDCASTLE DRIVE
Cambridge, ON N1S0B6
MLS® X13825220
$654,900
3 bed3.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 28.3 FT
- Frontage
- 28.3 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $5,413
Interior
- Basement
- Unfinished, Walk out, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Living room | Main level | — |
| Kitchen | Main level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Laundry room | Second level | — |
| Bathroom | Second level | — |
| Primary Bedroom | Second level | — |
Description
Welcome to 135 Hardcastle Drive, Unit 31, a bright and spacious 3 bedroom, 3 bathroom town home nestled in a peaceful Cambridge community. The open-concept main floor offers a seamless flow between the living and dining areas, with beautiful views of the surrounding green space creating a serene backdrop for everyday living. The upgraded kitchen features quartz countertops and opens seamlessly to the main living space, making it both stylish and functional. Upstairs, you'll find three spacious bedrooms, including a generously sized primary bedroom, along with the convenience of second-floor laundry. The walkout basement provides additional flexibility and opens directly to the backyard and green space beyond. Enjoy the perfect balance of peaceful surroundings and everyday convenience, with easy access to parks, trails, shopping, schools, major roads, and Highway 401. (id:63161)
Listing Information
- MLS®
- X13825220
- Data last synced
- October 25, 2026
RE/MAX PROFESSIONALS INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX PROFESSIONALS INC.
MLS® Number: X13825220
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$369/sqft
83 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($40,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$523,920.00
Periodic payment — Principal & Interest (monthly)$3,380.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$451.08
Total monthly cost$3,831.24
Interest paid over 5-yr term$150,156.98
Balance at end of term$471,267.73
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$40,490
Stress test qualifying rate8.19%
Payment you must qualify for$4,763.98
Cash Needed at Closing
Minimum down payment$40,490
Estimated Land Transfer Tax (LTT)$9,573
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
