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Property Type: Detached HouseOwnership: Freehold
348 EQUESTRIAN WAY
Cambridge, ON N3E0C1
MLS® X13532752
$1,070,000
4 bed3.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 36 x 152 FT
- Frontage
- 36 feet
R6
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,300
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Electric
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Eating area | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Laundry room | Second level | — |
| Loft | Second level | — |
Description
Welcome to this beautiful 4-bedroom detached home, only 6 years old, situated in a highly desirable, family-friendly neighbourhood. Ideally located just minutes from Hwy 401 and steps from a beautiful park, this home offers the perfect combination of convenience, comfort and modern living. Featuring an upgraded kitchen with elegant finishes, California shutters throughout, spacious bedrooms and a versatile second-floor loft ideal for a family room, home office or children's play area. Enjoy the convenience of second-floor laundry. The unfinished basement offers excellent potential to create additional living space tailored to your needs. Situated on an impressive 152-ft-deep lot, the property boasts a large private backyard with no direct neighbours behind, providing a peaceful outdoor setting. Close to Walmart, Costco, shopping, schools, parks and all essential amenities. A fantastic opportunity for growing families! (id:63159)
Listing Information
- MLS®
- X13532752
- Data last synced
- September 15, 2026
ROYAL KEY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL KEY
MLS® Number: X13532752
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.7% ($82,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$856,000.00
Periodic payment — Principal & Interest (monthly)$5,522.62
Additional monthly expenses (condo fees, tax, utilities, etc.)$608.33
Total monthly cost$6,130.95
Interest paid over 5-yr term$245,332.06
Balance at end of term$769,974.77
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$82,000
Stress test qualifying rate8.19%
Payment you must qualify for$7,660.70
Cash Needed at Closing
Minimum down payment$82,000
Estimated Land Transfer Tax (LTT)$17,875
Legal / closing costs (typical estimate)$1,500
Total cash needed$101,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
