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Property Type: Detached HouseOwnership: Freehold
52 COMPASS TRAIL
Cambridge, ON N3E0B7
MLS® X13703550
$1,249,000
4 bed3.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 41.9 x 111.7 FT
- Frontage
- 41.1 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,733.13
Interior
- Basement
- Unfinished, Walk out, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Stunning 4-Bedroom Home with Walk-Out Basement in Cambridge. Welcome to 52 Compass Trail, a beautifully designed 4-bedroom home offering space, functionality, and exceptional natural light in one of Cambridge's desirable neighborhoods. This spacious residence features a well-laid-out main floor with an open-concept living and dining area, perfect for both everyday living and entertaining. The modern kitchen offers ample cabinetry, generous counter space, and a seamless flow into the family room, creating a warm and inviting atmosphere. Upstairs, you'll find four generously sized bedrooms, including a primary suite complete with a private ensuite and walk-in closet. Large windows throughout the home bring in abundant natural light. The standout feature is the walk-out basement, offering direct access to the backyard-ideal for potential in-law suite conversion, rental income opportunity, or additional living space tailored to your needs. Located close to schools, parks, shopping, and major amenities, this home combines convenience with comfort-perfect for families or investors alike. (id:63159)
Listing Information
- MLS®
- X13703550
- Data last synced
- September 15, 2026
HOMELIFE/MIRACLE REALTY LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE/MIRACLE REALTY LTD
MLS® Number: X13703550
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 8.0% ($99,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$999,200.00
Periodic payment — Principal & Interest (monthly)$6,446.50
Additional monthly expenses (condo fees, tax, utilities, etc.)$727.76
Total monthly cost$7,174.26
Interest paid over 5-yr term$286,373.59
Balance at end of term$898,783.63
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$99,900
Stress test qualifying rate8.19%
Payment you must qualify for$8,909.82
Cash Needed at Closing
Minimum down payment$99,900
Estimated Land Transfer Tax (LTT)$21,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$122,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
