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Property Type: Detached HouseOwnership: Freehold
404 EQUESTRIAN WAY
Cambridge, ON N3E0B9
MLS® X13778042
$999,000
4 bed4.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 36.1 x 109.6 FT
- Frontage
- 36.1 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,377.48 (2025)
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Bedroom 4 | Second level | — |
| Laundry room | Second level | — |
| Recreational, Games room | Basement | — |
| Kitchen | Main level | — |
| Eating area | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Foyer | Main level | — |
| Office | Second level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
Description
Welcome to this beautifully upgraded 4-bedrm , 4-bath detached Mattamy-built home, situated on a rare $$PREMIUM LOT$$ in the sought-after River Mill community of Cambridge. Offering the feel of a corner property with only one neighbouring home, this exceptional lot backs onto a peaceful forested area with a ravine along the east side, providing an incredible sense of privacy, space and connection to nature. Step inside to a bright, open-concept main floor featuring impressive 9ft ceilings, hardwood flooring and an extensive selection of builder upgrades throughout. Designed for modern living & effortless entertaining, the spacious layout offers a seamless flow between the principal living areas. The kitchen features beautiful granite countertops, stainless steel appliances & built in wall oven. Plenty of space for everyday living and entertaining. Hardwood stairs lead to the 2nd floor, where you'll find Four generously sized bedrooms & the convenience of a laundry room. The Primary retreat features a massive walk-in closet & private ensuite with a glass shower & double sinks. A double-car garage w/ direct access to home. A large unfinished basement w/ limitless potential to create additional living space or rental potential. Enjoy the tranquility of this premium, nature-backed setting without sacrificing convenience, with shopping, schools, major highways and the Waterloo Inter. Airport all nearby. An exceptional opportunity to own a thoughtfully upgraded home offering the perfect balance of privacy, accessibility and modern living in one of Cambridge's most desirable communities. (id:63159)
Listing Information
- MLS®
- X13778042
- Tax assessment year
- 2025
- Data last synced
- September 28, 2026
RIGHT AT HOME REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RIGHT AT HOME REALTY
MLS® Number: X13778042
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
141 m away
Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$799,200.00
Periodic payment — Principal & Interest (monthly)$5,156.17
Additional monthly expenses (condo fees, tax, utilities, etc.)$698.12
Total monthly cost$5,854.29
Interest paid over 5-yr term$229,053.02
Balance at end of term$718,882.98
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$74,900
Stress test qualifying rate8.19%
Payment you must qualify for$7,165.23
Cash Needed at Closing
Minimum down payment$74,900
Estimated Land Transfer Tax (LTT)$16,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
