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Property Type: Detached HouseOwnership: Freehold
410 AVENUE Road
Cambridge, ON N1R5S4
MLS® 40863502
$1,559,900
4 bed4 full, 2 half bath9 parking3,399 sqftBuilt 1966
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 75 feet
R3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Condo / maintenance fee
- $0/mo
- Annual property tax
- $10,300
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 15'1'' x 19'4'' |
| Bonus Room | Basement | 9'8'' x 15'7'' |
| Bedroom | Basement | 14'8'' x 16'6'' |
| 2pc Bathroom | Basement | — |
| 5pc Bathroom | Basement | — |
| Laundry room | Basement | 7'5'' x 14'10'' |
| Recreation room | Basement | 17'9'' x 31'10'' |
| 2pc Bathroom | Main level | — |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 12'4'' x 12'3'' |
| Bedroom | Main level | 11'1'' x 12'3'' |
| Primary Bedroom | Main level | 13'6'' x 12'4'' |
| Family room | Main level | 19'0'' x 17'9'' |
| Kitchen |
Description
You can truly have your own private oasis within the city! This updated 4-bedroom, 4-bathroom bungalow backs onto Shade’s Mills Conservation Area. The open concept kitchen, with heated flooring, has new soft-close cabinetry, beautiful quartz countertops that are carried through to the large island. All high end stainless-steel appliances with a new stainless-steel refrigerator (2025), water softener (2025), Reverse Osmosis (2025) are included. Smoke & carbon monoxide detectors (2026) and two TVs are included. You will be impressed with the main floor great room addition that has a huge list of impressive upgrades. This great room boasts cathedral ceilings, a cozy fireplace and an incredible abundance of natural light. Large sliders open to a new two-tier composite deck (2018) equipped with built in LED lights and overlooks the lake. This new deck also offers a 20’ power awning, fully wired electrical, and natural gas connection for a BBQ. The fully fenced backyard (2022) has a stamped concrete pad with fire pit, its own 2-piece washroom and a built-in irrigation system to maintain the beautifully landscaped gardens. 12 Outdoor pot lights sand 6 motion lights (2024), detached 28’x16’ insulated and heated workshop. The basement includes a bedroom with ensuite, ideal for a guest room or in-law suite. The family room is perfect for entertaining with billiard table and built-in live edge bar. This home has new spray foam insulation throughout (2020), new shingles (2019 & 2024), steel roofing beneath the 10KW solar panel system, a built-in alarm system and closed-circuit security system – all for ultimate peace of mind. This home is a true gem offering the best of rural and urban living. Close to all amenities, excellent schools, trails and highway access. Parking for many vehicles. (id:63159)
Listing Information
- MLS®
- 40863502
- Data last synced
- September 19, 2026
LEAP REAL ESTATE SERVICES INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: LEAP REAL ESTATE SERVICES INC.
MLS® Number: 40863502
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$459/sqft
Building average
—
No other active listings in this building
32 - Shades Mills average
$367/sqft
5 active listing(s)
Parking: 9 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($311,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,247,920.00
Periodic payment — Principal & Interest (monthly)$8,051.16
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,028.33
Total monthly cost$9,079.49
Interest paid over 5-yr term$357,657.46
Balance at end of term$1,122,508.08
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$311,980
Stress test qualifying rate8.19%
Payment you must qualify for$9,676.05
Cash Needed at Closing
Minimum down payment$311,980
Estimated Land Transfer Tax (LTT)$27,673
Legal / closing costs (typical estimate)$1,500
Total cash needed$341,153
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
