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Property Type: Detached HouseOwnership: Freehold
440 ALLENDALE ROAD
Cambridge, ON N3H4R6
MLS® X13717226
$2,099,000
5 bed4.5 bath17 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 75.5 x 455.6 FT
- Frontage
- 75.6 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $12,989.63 (2025)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Ground level | — |
| Exercise room | Basement | — |
| Kitchen | Ground level | — |
| Eating area | Ground level | — |
| Living room | Ground level | — |
| Primary Bedroom | Ground level | — |
| Bedroom | Ground level | — |
| Bedroom 3 | Ground level | — |
| Recreational, Games room | Basement | — |
| Bedroom 4 | Basement | — |
| Bedroom 5 | Basement | — |
Description
Welcome to an extraordinary estate offering luxury, space and versatility on an 0.8-acre lot in Cambridge, with a 2,600 sq ft detached workshop with metal siding and poured concrete foundation, including approximately 750 sq ft of heated space, 2-pc bath, sink and endless possibilities for home business, car/boat storage, workshop or hobby space. Bordering Kitchener and minutes from Hwy 401, this nearly 2,400 sq ft bungalow was built in 2006 with exceptional craftsmanship and thoughtful design, offering 5 beds, 3 full baths and spectacular everyday living and entertaining spaces. A grand covered porch and massive solid-wood double entry doors set the tone. Inside, soaring 9' ceilings, engineered hardwood floors and elegant finishes lead to a stunning living room with 12' coffered ceiling and gas fireplace, flowing seamlessly into the chef-inspired kitchen. A massive centre island with breakfast bar, custom cabinetry with intricate mouldings, oversized stainless-steel refrigerator, built-in oven, microwave and dishwasher, gas range and beverage fridge make this a true culinary showpiece. The primary bedroom features a 5-piece ensuite with soaker tub, separate marble-slab shower and walk-in closet. Two additional bedrooms and full bath complete the main level. The finished basement is an entertainer's dream with 9' ceilings, oversized windows, heated floors, gas fireplace, wet bar with beverage fridge, pool table and two spacious bedrooms with double closets and full bath. The beautifully landscaped backyard features a permanent wood-beam and brick gazebo with wood-burning fireplace, and abundant green space for children and outdoor enjoyment. Irrigation services both front and rear yards. With a driveway accommodating 15+ vehicles and attached insulated 2-car garage, this remarkable property truly offers a rare combination of luxury living, privacy, entertaining and functionality. A must-see to fully appreciate all it has to offer. (id:63159)
Listing Information
- MLS®
- X13717226
- Tax assessment year
- 2025
- Data last synced
- September 15, 2026
RE/MAX REALTY SERVICES INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REALTY SERVICES INC.
MLS® Number: X13717226
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 17 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($419,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,679,200.00
Periodic payment — Principal & Interest (monthly)$10,833.63
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,082.47
Total monthly cost$11,916.10
Interest paid over 5-yr term$481,263.55
Balance at end of term$1,510,445.83
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$419,800
Stress test qualifying rate8.19%
Payment you must qualify for$13,020.08
Cash Needed at Closing
Minimum down payment$419,800
Estimated Land Transfer Tax (LTT)$38,950
Legal / closing costs (typical estimate)$1,500
Total cash needed$460,250
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
