Loading…
Property Type: Detached HouseOwnership: Freehold
500 DUNDAS Street S
Cambridge, ON N1R5S2
MLS® 40865944
$499,900
3 bed1 bath3 parking1,576 sqftBuilt 1927
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 107 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,564
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 7'10'' x 11'1'' |
| Bedroom | Second level | 9'8'' x 11'2'' |
| Primary Bedroom | Second level | 11'8'' x 14'11'' |
| 3pc Bathroom | Main level | — |
| Laundry room | Main level | 8'4'' x 9'8'' |
| Mud room | Lower level | 9'4'' x 9'6'' |
| Dining room | Main level | 11'8'' x 12'5'' |
| Kitchen | Main level | 11'2'' x 9'8'' |
| Living room | Main level | 11'0'' x 23'0'' |
Description
Check out this affordable 3-Bedroom Single-Family Home with Great Potential ! Looking for the space and privacy of a single-family home without the typical price tag? This 3-bedroom home is priced at less than most townhomes and offers an excellent opportunity to make it your own. Situated on a generous 108-foot-frontage street lot, this property offers plenty of outdoor space and is conveniently located close to shopping, schools, and everyday amenities. The main floor features a convenient 3-piece bathroom combined with the laundry room, while upstairs you'll find another 3-piece bathroom complete with a relaxing Jacuzzi tub. With its detached single-family layout, generous lot, practical floor plan, and affordable price point, this home offers an exciting opportunity for buyers looking to build equity and create a space that truly reflects their style. A great chance to own a single-family home for less than many townhomes—come see the possibilities! (id:63161)
Listing Information
- MLS®
- 40865944
- Data last synced
- October 29, 2026
RE/MAX Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Twin City Realty Inc.
MLS® Number: 40865944
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$317/sqft
Building average
—
No other active listings in this building
22 - Churchill Park/Moffatt Creek average
$389/sqft
5 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$459.33
Total monthly cost$3,039.48
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,682.29
Cash Needed at Closing
Minimum down payment$24,995
Estimated Land Transfer Tax (LTT)$6,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,968
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
