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Property Type: Detached HouseOwnership: Freehold
6 - 32 FAITH STREET
Cambridge, ON N1T0E8
MLS® X13544992
$1,149,000
4 bed4.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 33 x 116.3 FT
- Frontage
- 33 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,453.09 (2025)
Interior
- Basement
- Unfinished, Full, Walk out, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning, Air exchanger
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Family room | Main level | — |
| Bathroom | Second level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Laundry room | Second level | — |
| Bedroom | Second level | — |
Description
STUNNING FAMILY HOME ON A PREMIUM LOT WITH WALK-OUT BASEMENT! Welcome to 32 Faith St Unit 6-offering over 2,700 sq ft of beautifully designed living space in one of Cambridge's fastest-growing communities. This 4-bedroom, 4-bathroom home delivers the perfect blend of modern design, functionality, and future potential. Step inside to a bright, open-concept main floor featuring a spacious kitchen with an oversized island, walk-in pantry, and seamless flow into the sun-filled family room-perfect for entertaining or everyday family living. Upstairs, you'll find 4 generously sized bedrooms, including a luxurious primary suite with a spa-inspired ensuite, plus the convenience of upper-level laundry. The walk-out basement with separate entrance is a rare bonus-offering endless possibilities for future living space, an in-law setup, or income potential. Set on a premium lot with no rear neighbours, enjoy peaceful pond views and added privacy-something truly hard to find in newer communities. Located just steps to a brand-new school and a future state-of-the-art recreation complex, with parks, trails, shopping, and highway access all nearby. Whether you're upsizing, investing, or looking for a home that grows with your family-this property delivers space, lifestyle, and long-term value. (id:63159)
Listing Information
- MLS®
- X13544992
- Tax assessment year
- 2025
- Data last synced
- September 15, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: X13544992
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 7.8% ($89,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$919,200.00
Periodic payment — Principal & Interest (monthly)$5,930.37
Additional monthly expenses (condo fees, tax, utilities, etc.)$704.42
Total monthly cost$6,634.79
Interest paid over 5-yr term$263,445.36
Balance at end of term$826,823.37
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$89,900
Stress test qualifying rate8.19%
Payment you must qualify for$8,211.99
Cash Needed at Closing
Minimum down payment$89,900
Estimated Land Transfer Tax (LTT)$19,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$110,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
