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Property Type: Detached HouseOwnership: Freehold
68 WOOD GROVE CRESCENT
Cambridge, ON N1T2A1
MLS® X13685454
$719,999
3 bed3.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 28 x 138 FT
- Frontage
- 28 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,293.55
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Other | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Great room | Basement | — |
| Office | Basement | — |
Description
Welcome to this inviting North Galt semi-detached home, offering generous living space inside and out in a well-established, family-friendly community. Beautifully maintained, freshly painted, and finished on all levels, this home is ready to enjoy from day one.The main level features an open and comfortable layout with a spacious living and dining area, an updated kitchen complete with granite countertops and stainless steel appliances, and a convenient powder room. Just off the kitchen, the dinette opens directly onto a newer deck overlooking the fully fenced backyard-an ideal setting for summer barbecues, entertaining, or simply relaxing outdoors.Upstairs, you'll find three well-sized bedrooms along with a full family bathroom. The finished lower level adds valuable additional living space, featuring a large recreation area, another full bathroom, and a versatile office that could easily serve as a fourth bedroom, guest room, or private workspace.Outside, the property offers excellent parking with a single-car garage and a newly paved double-wide driveway.Enjoy the benefits of living in a peaceful North Galt neighbourhood surrounded by parks, trails, green spaces, and highly regarded schools, while still being close to shopping, groceries, banks, and everyday essentials. With Highway 401 only minutes away, commuting is convenient, with easy access to Kitchener-Waterloo, Guelph, and the GTA.A spacious, updated, and move-in-ready home in a location that offers both convenience and a great neighbourhood lifestyle. This one deserves a closer look! (id:63159)
Listing Information
- MLS®
- X13685454
- Data last synced
- September 15, 2026
HOMELIFE/MIRACLE REALTY LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE/MIRACLE REALTY LTD
MLS® Number: X13685454
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.5% ($47,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$575,999.00
Periodic payment — Principal & Interest (monthly)$3,716.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$357.80
Total monthly cost$4,073.95
Interest paid over 5-yr term$165,082.97
Balance at end of term$518,112.96
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$47,000
Stress test qualifying rate8.19%
Payment you must qualify for$5,218.26
Cash Needed at Closing
Minimum down payment$47,000
Estimated Land Transfer Tax (LTT)$10,875
Legal / closing costs (typical estimate)$1,500
Total cash needed$59,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
