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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
72 SLATER STREET
Cambridge, ON N1R0C4
MLS® X14124868
$1,198,888
4 bed4.5 bath7 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 40.1 x 125.8 FT
- Frontage
- 40.1 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,519
Interior
- Basement
- Unfinished, Walk out, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Loft | Second level | — |
| Living room | Ground level | — |
| Family room | Ground level | — |
| Kitchen | Ground level | — |
| Eating area | Ground level | — |
| Laundry room | Ground level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
Description
Rare Walk-Out Basement & No Sidewalk Lot Backing onto Greenspace! Welcome to this sun-drenched, 2,890 sq. ft. contemporary luxury detached home, freshly painted throughout with custom-built quality. The main level impresses with soaring 8-foot doors, full-home pot lights (2026), and a newly renovated chef's kitchen (2026) equipped with a premium 48-inch stove. Upstairs, all 4 spacious bedrooms feature their own private ensuite bathrooms, while a brand-new furnace (2026) ensures total peace of mind.Step outside to a private lot backing directly onto greenspace with no rear neighbors, a double-car garage, and an extended driveway parking up to 5 cars. Downstairs, the bright walk-out basement with large windows offers seamless potential for an in-law suite or second dwelling. Nestled in a quiet, family-friendly pocket just minutes from top schools, parks, transit, and major amenities. (id:63161)
Listing Information
- MLS®
- X14124868
- Data last synced
- October 29, 2026
CENTURY 21 PROPERTY ZONE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CENTURY 21 PROPERTY ZONE REALTY INC.
MLS® Number: X14124868
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 7 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 7.9% ($94,889) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$959,110.00
Periodic payment — Principal & Interest (monthly)$6,187.85
Additional monthly expenses (condo fees, tax, utilities, etc.)$626.58
Total monthly cost$6,814.44
Interest paid over 5-yr term$274,883.68
Balance at end of term$862,722.55
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$94,889
Stress test qualifying rate8.19%
Payment you must qualify for$8,560.12
Cash Needed at Closing
Minimum down payment$94,889
Estimated Land Transfer Tax (LTT)$20,453
Legal / closing costs (typical estimate)$1,500
Total cash needed$116,842
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
