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Property Type: Detached HouseOwnership: Freehold
83 CONCESSION STREET
Cambridge, ON N1R2H2
MLS® X13776332
$699,888
3 bed2 bath7 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 50 x 150 FT
- Frontage
- 50 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,592.56
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Sunroom | Main level | — |
| Family room | Main level | — |
| Bedroom 3 | Second level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Second level | — |
| Dining room | Main level | — |
| Bedroom 2 | Second level | — |
Description
Welcome to this charming 3-bedroom, 2-bath detached home situated in a quiet, mature and well-established neighbourhood! This inviting 1.5-storey home is filled with character and offers spacious principal rooms, a functional layout and plenty of potential. An excellent opportunity for first-time buyers, investors or anyone looking to create a home of their own. Enjoy a deep lot with a large backyard, perfect for entertaining, gardening or family enjoyment. Private driveway offers ample parking. Surrounded by mature trees and conveniently located close to schools, parks, transit, shopping and everyday amenities. A fantastic opportunity to own a detached home in a sought-after community-don't miss it! (id:63159)
Listing Information
- MLS®
- X13776332
- Data last synced
- September 15, 2026
RE/MAX PARAMOUNT REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX PARAMOUNT REALTY
MLS® Number: X13776332
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 7 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,989) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,910.00
Periodic payment — Principal & Interest (monthly)$3,612.35
Additional monthly expenses (condo fees, tax, utilities, etc.)$299.38
Total monthly cost$3,911.73
Interest paid over 5-yr term$160,471.82
Balance at end of term$503,640.86
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,989
Stress test qualifying rate8.19%
Payment you must qualify for$5,077.92
Cash Needed at Closing
Minimum down payment$44,989
Estimated Land Transfer Tax (LTT)$10,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,962
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
