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Property Type: Detached HouseOwnership: Freehold
150 CONCESSION STREET
Cambridge, ON N1R2H7
MLS® X14006982
$825,000
4 bed3 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 60 x 110 FT
- Frontage
- 60 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,840.94
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Other | Basement | — |
| Other | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
| Recreational, Games room | Basement | — |
| Office | Basement | — |
| Cold room | Basement | — |
Description
Welcome to 150 Concession Street, a beautifully updated bungalow tucked into the desirable East Galt neighbourhood. Offering 1558 SQ of carpet-free living space, a thoughtfully designed open-concept layout, finished lower level, and an incredible backyard retreat, this home is perfectly suited for both everyday family living and entertaining. Step inside to a bright and inviting main floor filled with natural light. The spacious living room overlooks the front yard and features large windows that create a warm and airy atmosphere. The adjoining dining room provides the perfect setting for family dinners and special occasions, with sliding doors offering easy access to the back. The galley-style kitchen combines style and functionality with SS appliances, subway tile backsplash, and butcher block countertops. The versatile main level offers plenty of room for the whole family, including three bedrooms and a full guest bathroom. The primary suite is truly a standout, or take advantage of the flexible layout and enjoy a private 3pc ensuite and kitchenette as a convenient in-law suite, guest accommodation, or additional living space. Downstairs, the finished lower level expands your living space with a large rec room that is ideal for movie nights, game days, or simply relaxing with the family. A bonus flex room provides endless possibilities for a home or hobby space, while the spacious utility room offers laundry facilities and abundant storage for all of life's essentials. And then there's the backyard- designed for making memories, this private outdoor oasis offers plenty of space for dining, lounging, and entertaining. Take a refreshing dip in the fenced-in inground heated pool, unwind in the hot tub, or gather with friends and family for evenings under the stars. With its flexible living spaces, thoughtful updates, and exceptional outdoor amenities, 150 Concession Street is more than a house- it's a place to gather, relax, entertain, and make lasting memories. (id:63161)
Listing Information
- MLS®
- X14006982
- Data last synced
- October 26, 2026
SOTHEBY'S INTERNATIONAL REALTY CANADA
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SOTHEBY'S INTERNATIONAL REALTY CANADA
MLS® Number: X14006982
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 7.0% ($57,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$660,000.00
Periodic payment — Principal & Interest (monthly)$4,258.10
Additional monthly expenses (condo fees, tax, utilities, etc.)$320.08
Total monthly cost$4,578.17
Interest paid over 5-yr term$189,157.90
Balance at end of term$593,672.13
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$57,500
Stress test qualifying rate8.19%
Payment you must qualify for$5,951.00
Cash Needed at Closing
Minimum down payment$57,500
Estimated Land Transfer Tax (LTT)$12,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$71,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
