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Property Type: Detached HouseOwnership: Freehold
88 DECARO CRESCENT
Cambridge, ON N3C4N2
MLS® X13856586
$895,000
3 bed4.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 47 x 114.8 FT
- Frontage
- 47 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,426.77
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Office | Second level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Basement | — |
| Eating area | Main level | — |
| Den | Basement | — |
| Recreational, Games room | Basement | — |
| Dining room | Main level | — |
| Family room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom | Second level | — |
Description
TOP 7 REASONS YOU'LL LOVE 88 DECARO CRESCENT 1. THE LOCATION. Set on a quiet crescent in family-friendly East Hespeler, you are close to schools, parks, trails, green space, and golf, with quick access to Highway 401 for an easy commute to Kitchener-Waterloo, Guelph, or the GTA. 2. CURB APPEAL AND PARKING. A brick and stone front with a covered porch, a double-wide driveway, and an attached double garage give you parking for four. 3. A MAIN FLOOR MADE FOR LIVING. Hardwood floors, a bright bay window, and elegant columns frame the living and dining rooms, while the family room offers a corner gas fireplace and an open flow to the kitchen, ideal for everyday life and entertaining. 4. THE KITCHEN. Plenty of cabinetry, a breakfast bar, stainless steel appliances, subway tile backsplash, and a double sink, with sliding doors that lead straight out to the deck. 5. ROOM FOR EVERYONE UPSTAIRS. Three generous bedrooms, including a primary retreat with an ensuite featuring a soaking tub and separate glass shower. A bedroom with a vaulted ceiling and arched window adds character, and a full main bath serves the rest of the family. 6. A FINISHED BASEMENT WITH A MODERN EDGE. Light flooring, pot lights, a second gas fireplace, a fourth bedroom, and a stylish 3-piece bath with a glass shower make this level perfect for guests, teens, or a home office. 7. YOUR BACKYARD ESCAPE. The fenced yard features a large multi-level deck, a covered gazebo for outdoor dining, a hot tub, a shed, and plenty of lawn for kids and pets. (Roof 2024) (id:63161)
Listing Information
- MLS®
- X13856586
- Data last synced
- October 25, 2026
SHAW REALTY GROUP INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SHAW REALTY GROUP INC.
MLS® Number: X13856586
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$716,000.00
Periodic payment — Principal & Interest (monthly)$4,619.39
Additional monthly expenses (condo fees, tax, utilities, etc.)$535.56
Total monthly cost$5,154.95
Interest paid over 5-yr term$205,207.66
Balance at end of term$644,044.32
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$64,500
Stress test qualifying rate8.19%
Payment you must qualify for$6,439.48
Cash Needed at Closing
Minimum down payment$64,500
Estimated Land Transfer Tax (LTT)$14,375
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
