Loading…
Property Type: Condo / ApartmentOwnership: Condominium
96 - 51 SPARROW AVENUE
Cambridge, ON N1T2E2
MLS® X13851926
$579,900
3 bed3.5 bath2 parking
Property Details
Property & Lot
- Stories
- 3
RM3 S.4.1.340
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $77/mo
- Annual property tax
- $4,536 (2026)
Maintenance Fee Includes
Also included: Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Living room | Main level | — |
| Utility room | Main level | — |
| Dining room | Second level | — |
| Family room | Second level | — |
| Kitchen | Second level | — |
| Primary Bedroom | Third level | — |
| Bedroom 2 | Third level | — |
| Bedroom 3 | Third level | — |
Description
Welcome to this modern 3-storey freehold townhome built in 2022 in a family-friendly Cambridge community. Offering 1,734 sq.ft, this home features 3 bedrooms and 3 bathrooms. The ground level offers a versatile flex space, ideal for a home office or recreation room. The second level showcases a bright, open-concept kitchen, dining and living area with granite countertops, stainless steel appliances, a convenient powder room and a walk-out to a private balcony. The upper level features a spacious primary bedroom with a 3 piece ensuite and a walk-in closet, two additional bedrooms, a full bathroom and upper-level laundry. Attached garage plus driveway parking. Close to schools, parks, shopping, transit and quick highway access. (id:63159)
Listing Information
- MLS®
- X13851926
- Tax assessment year
- 2026
- Data last synced
- October 8, 2026
CORCORAN HORIZON REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CORCORAN HORIZON REALTY
MLS® Number: X13851926
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$480/sqft
81 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($32,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$463,920.00
Periodic payment — Principal & Interest (monthly)$2,993.05
Additional monthly expenses (condo fees, tax, utilities, etc.)$454.51
Total monthly cost$3,447.56
Interest paid over 5-yr term$132,960.81
Balance at end of term$417,297.54
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$32,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,240.60
Cash Needed at Closing
Minimum down payment$32,990
Estimated Land Transfer Tax (LTT)$8,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
