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Property Type: Detached HouseOwnership: Freehold
370 GORDON STREET
Centre Wellington (Fergus), ON N1M2W3
MLS® X13862016
$849,900
5 bed2 bath7 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 92 x 128 FT
- Frontage
- 92 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,418.66 (2026)
Interior
- Basement
- Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Other | Basement | — |
| Dining room | Main level | — |
| Utility room | Basement | — |
| Utility room | Basement | — |
| Living room | Main level | — |
| Bedroom | Main level | — |
| Primary Bedroom | Main level | — |
| Workshop | Main level | — |
| Recreational, Games room | Basement | — |
| Bedroom | Basement | — |
| Bedroom | Basement | — |
| Bedroom | Basement | — |
Description
Welcome to this beautifully updated, move-in-ready home in the north end of Fergus! Situated on a mature large lot, this spacious home is finished from top to bottom and offers plenty of room for the whole family. Featuring 5 bedrooms and 2 bathrooms, the home boasts a spacious, updated kitchen and generous living areas designed for everyday comfort and entertaining. Gather with family and friends in the inviting living room, then step outside through the walkout to enjoy the two-tiered deck and private, mature yard-perfect for summer entertaining and relaxing. The former tandem garage has been thoughtfully converted to provide ample storage space and a dedicated area for a home-based business, offering flexibility to suit a variety of needs. With abundant parking and a functional layout, there is room for everyone. Ideally located close to all of Fergus's amenities, this home offers the perfect combination of space, convenience, and versatility. Whether you're looking for a family home or a property that can accommodate multigenerational living, this one is ready to welcome you home! (id:63161)
Listing Information
- MLS®
- X13862016
- Tax assessment year
- 2026
- Data last synced
- October 25, 2026
Keller Williams Home Group Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Keller Williams Home Group Realty
MLS® Number: X13862016
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (3)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($59,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$679,920.00
Periodic payment — Principal & Interest (monthly)$4,386.61
Additional monthly expenses (condo fees, tax, utilities, etc.)$368.22
Total monthly cost$4,754.83
Interest paid over 5-yr term$194,867.03
Balance at end of term$611,590.24
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$59,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,124.76
Cash Needed at Closing
Minimum down payment$59,990
Estimated Land Transfer Tax (LTT)$13,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
