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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
6652 3RD LINE W
Centre Wellington, ON N0B1S0
MLS® X14122160
0
Walk Score
18
Bike
$1,499,900
5 bed3 bath12 parking
0
Walk Score
18
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 411.1 x 1059 FT
- Frontage
- 411.1 feet
A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,288 (2026)
Interior
- Basement
- Finished, Full, Separate entrance, Walk out, N/A, N/A
- Heating
Description
Enjoy the space and versatility of 10 acres with the convenience of Waterloo and Elora just minutes away. Situated on a PAVED road this agriculturally zoned property pairs a well-cared-for, 4-bedroom, 3-bath brick bungalow with an outstanding shop and inviting outdoor spaces. New windows fill the home with natural light, while two walkouts and a walk-up provide convenient outdoor access for everyday living and entertaining. A steel roof with a 50-year warranty adds lasting value, and parking for 8+ vehicles at the house accommodates family and guests.The 40' x 60' insulated and heated shop is a standout, featuring 200-amp service, dual 14' doors and 16' ceilings. Positioned on the opposite side of the property with a separate driveway, it offers independent access and generous space for equipment, hobbies and projects.Bring your hobby farm plans to life with an existing chicken coop and a varied landscape. A hay field stretches behind the home, followed by a forested area and a second hay field beyond. The backyard is set up for recreation and relaxation, with a dedicated dog run, children's play sets, a private hot tub area, a brick breakfast patio and a firepit area.A welcoming home, substantial shop and room to explore make this a compelling country opportunity. Discover how all the pieces come together to create a property with exceptional possibilities. (id:63161)
Listing Information
- MLS®
- X14122160
- Tax assessment year
- 2026
- Data last synced
- October 29, 2026
The Realty Firm Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: The Realty Firm Inc.
MLS® Number: X14122160
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Woodstock Ingersoll Tillsonburg and Area Association of REALTORS® (WITAAR).
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
31,093
(2021 Census)
+10.3% since 2016
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Mortgage & Ownership Cost Calculator
Minimum required: 8.3% ($124,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,199,920.00
Periodic payment — Principal & Interest (monthly)$7,741.48
Additional monthly expenses (condo fees, tax, utilities, etc.)$690.67
Total monthly cost$8,432.14
Interest paid over 5-yr term$343,900.52
Balance at end of term$1,079,331.92
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$124,990
Stress test qualifying rate8.19%
Payment you must qualify for$10,660.70
Cash Needed at Closing
Minimum down payment$124,990
Estimated Land Transfer Tax (LTT)$26,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$152,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
