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Property Type: Condo / ApartmentOwnership: Condominium
218 - 100 GARMENT STREET
Kitchener, ON N2G0C3
MLS® X14090708
91
Walk Score
64
Transit
88
Bike
$349,900
3 bed1 bath0 parking
91
Walk Score
64
Transit
88
Bike
Open House
Saturday, October 31
2:00 PM – 4:00 PM
Sunday, November 1
2:00 PM – 4:00 PM
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $703/mo
- Annual property tax
- $3,768.08
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Flat | — |
| Dining room | Flat | — |
| Kitchen | Flat | — |
| Primary Bedroom | Flat | — |
| Den | Flat | — |
| Den | Flat | — |
Description
Unique & Spacious 1 Bed + 2 Den Condo with Soaring 14-Ft Ceilings in the Heart of Downtown Kitchener! A rare find offering exceptional flexibility, with two separate enclosed dens, each featuring a door-ideal for a second bedroom, home office, guest room, or additional storage. Freshly painted and move-in ready, this distinctive unit features brand-new kitchen appliances, a massive walk-in closet, custom blinds, full-size washer and dryer, upgraded vinyl flooring, and more. Enjoy unbeatable urban convenience just steps to public transit, including the ION LRT, Go Transit and VIA Rail, as well as major employers and institutions such as Google, Deloitte, KPMG, City Hall, and the University of Waterloo's Health Sciences department. Victoria Park is also nearby, offering a welcome escape into nature. Exceptional building amenities include a fitness centre, theatre room, rooftop patio with BBQs, party room, and an impressive co-working lounge with private individual offices. Internet, heating & water included in the maintenance fees. A unique opportunity to enjoy spacious, flexible living in a vibrant downtown location-this one is a must-see! (id:63161)
Listing Information
- MLS®
- X14090708
- Data last synced
- October 24, 2026
RIGHT AT HOME REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RIGHT AT HOME REALTY
MLS® Number: X14090708
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($17,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$279,920.00
Periodic payment — Principal & Interest (monthly)$1,805.95
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,016.64
Total monthly cost$2,822.59
Interest paid over 5-yr term$80,225.88
Balance at end of term$251,788.95
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$17,495
Stress test qualifying rate8.19%
Payment you must qualify for$2,577.38
Cash Needed at Closing
Minimum down payment$17,495
Estimated Land Transfer Tax (LTT)$3,724
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,719
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
