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Property Type: Condo / ApartmentOwnership: Condominium
2402 - 108 GARMENT STREET
Kitchener, ON N2G0E2
MLS® X13858428
$389,900
2 bed2 bath1 parking
Amenities
Gym
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $863/mo
- Annual property tax
- $4,133.63 (2025)
Maintenance Fee Includes
Heat
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Flat | — |
| Dining room | Flat | — |
| Kitchen | Flat | — |
| Primary Bedroom | Flat | — |
| Bedroom 2 | Flat | — |
| Other | Flat | — |
| Bathroom | Flat | — |
| Bathroom | Flat | — |
Description
Welcome to 2402-108 Garment Street, where contemporary condominium living meets an extraordinary sense of openness and tranquility. Set high above the city, this beautifully appointed two-bedroom, two-bathroom residence offers an exceptional backdrop of panoramic views, abundant natural light, and modern comfort.The moment you enter, expansive floor-to-ceiling windows capture your attention, framing the city beyond while filling the home with sunshine throughout the day. The open-concept layout creates an inviting flow between the living, dining, and kitchen areas, and a carefully considered contemporary design.The primary suite is designed as a peaceful escape from the pace of the city, offering generous proportions and a private ensuite with a glass-enclosed shower and modern finishes.The second bedroom provides excellent versatility and can easily accommodate family, overnight guests, a home office, or a creative space. A second full bathroom adds further convenience.Beyond the interior, the private balcony provides an exceptional outdoor extension of the home. Here, the city unfolds in every direction, offering a beautiful setting for your morning coffee, an evening drink, or simply a quiet moment while taking in the ever-changing skyline.And the location is every bit as compelling. Set within the sought-after Garment District, you are surrounded by the best of urban living, with Victoria Park, LRT access, restaurants,cafés, and the Innovation District all close at hand.This is more than a condominium-it is a lifestyle defined by light, elevation, design, and connection to the city, offering the rare pleasure of being at the center of it all while feeling completely removed from the pace below (id:63159)
Listing Information
- MLS®
- X13858428
- Tax assessment year
- 2025
- Data last synced
- October 18, 2026
ROYAL LEPAGE TERREQUITY REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE TERREQUITY REALTY
MLS® Number: X13858428
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$311,920.00
Periodic payment — Principal & Interest (monthly)$2,012.40
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,207.66
Total monthly cost$3,220.06
Interest paid over 5-yr term$89,397.17
Balance at end of term$280,573.05
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,495
Stress test qualifying rate8.19%
Payment you must qualify for$2,872.02
Cash Needed at Closing
Minimum down payment$19,495
Estimated Land Transfer Tax (LTT)$4,324
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,319
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
