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Property Type: Condo / ApartmentOwnership: Condominium
2011 - 108 GARMENT STREET
Waterloo, ON N2G0E2
MLS® X13782876
$324,900
1 bed1 bath0 parking
Amenities
GymConcierge
Property Details
Property & Lot
- Sub-type
- Apartment
1R, 463U, 810R
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $593/mo
- Annual property tax
- $3,290
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Bedroom | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
Description
Welcome to Unit 2011 at 108 Garment Street, where modern condominium living meets an impressive collection of amenities in the heart of Kitchener. This bright one-bedroom suite offers an open-concept layout, in-suite laundry and a versatile additional area that can be arranged as a cozy dinette or convenient home office. Floor-to-ceiling windows fill the living space with natural light, while privacy blinds provide comfort when desired. Step outside onto the spacious private balcony and enjoy the elevated city views. Residents enjoy an outstanding selection of indoor and outdoor amenities, including inviting pool, large social spaces and lounges, a well-equipped fitness centre, yoga room, party room, outdoor barbecue areas, an expansive rooftop patio, basketball court and convenient dog run. Ideally located close to beautiful Victoria Park, shopping, schools, restaurants, transit and everyday conveniences, this suite offers an appealing combination of comfort, flexibility and urban accessibili (id:63159)
Listing Information
- MLS®
- X13782876
- Data last synced
- September 15, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: X13782876
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of The Oakville, Milton & District Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($16,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$259,920.00
Periodic payment — Principal & Interest (monthly)$1,676.92
Additional monthly expenses (condo fees, tax, utilities, etc.)$867.62
Total monthly cost$2,544.53
Interest paid over 5-yr term$74,493.82
Balance at end of term$233,798.88
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$16,245
Stress test qualifying rate8.19%
Payment you must qualify for$2,393.23
Cash Needed at Closing
Minimum down payment$16,245
Estimated Land Transfer Tax (LTT)$3,349
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,094
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
