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Property Type: Condo / ApartmentOwnership: Condominium
404 - 108 GARMENT STREET
Kitchener, ON N2G0E2
MLS® X13458448
$259,000
1 bed1 bath0 parking
Amenities
GymConcierge
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $652/mo
- Annual property tax
- $3,240.6
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
Description
Experience luxury living in this exceptionally large one-bedroom condo, perfectly situated in the heart of Kitchener's thriving Innovation District-a highly sought-after region renowned for world-class education and Canada's fastest-growing tech giants. Spanning over 650 square feet of meticulously designed, made-to-measure living space, this sun-drenched residence blends modern technology with sophisticated finishes, including high ceilings, engineered flooring, a spacious walk-in closet, and an independent bedroom thermostat controlling state-of-the-art climate systems. The gourmet kitchen boasts sleek granite countertops, a ceramic tile backsplash, and built-in, energy-efficient Energy Star appliances. Residents enjoy exclusive access to resort-style, fifth-floor amenities featuring a fitness center, yoga studio, sparkling outdoor pool, sports court, and professional concierge service. Boasting an unbeatable location with an incredible walk score, the property sits steps away from public transit, the LRT, an on-leash dog park, grocery stores, and vibrant restaurants, while offering direct access to Google via a dedicated walking path. Additionally, monthly parking at Bramm St. Yards is conveniently available through the City of Kitchener for $150.35 plus HST, subject to municipal availability and changes. (id:63159)
Listing Information
- MLS®
- X13458448
- Data last synced
- October 11, 2026
SUTTON GROUP REALTY SYSTEMS INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SUTTON GROUP REALTY SYSTEMS INC.
MLS® Number: X13458448
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($12,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$207,200.00
Periodic payment — Principal & Interest (monthly)$1,336.78
Additional monthly expenses (condo fees, tax, utilities, etc.)$922.44
Total monthly cost$2,259.22
Interest paid over 5-yr term$59,384.12
Balance at end of term$186,377.07
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$12,950
Stress test qualifying rate8.19%
Payment you must qualify for$1,907.81
Cash Needed at Closing
Minimum down payment$12,950
Estimated Land Transfer Tax (LTT)$2,360
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,810
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
