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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
221 CEDARWOODS CRESCENT
Kitchener, ON N2C2K1
MLS® X14116900
69
Walk Score
66
Transit
58
Bike
$779,000
4 bed3.5 bath5 parking
69
Walk Score
66
Transit
58
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 45 x 112.5 FT
- Frontage
- 45 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,935.06
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Recreational, Games room | Basement | — |
| Eating area | Main level | — |
| Family room | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Sunroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
Description
This spacious 4-bedroom, 3-bathroom family home is nestled on a quiet street and features a desirable pie-shaped lot with a beautifully landscaped yard, metal roof and private in ground pool. The bright main floor offers an open-concept living and dining area, a cozy family room with gas fireplace and French pocket doors, and a sunroom overlooking the backyard. The well-appointed kitchen features stainless steel appliances, stone countertops, and a tiled backsplash. The finished basement provides additional living space with a generous recreation room and second fireplace-perfect for cozy evenings. Ideally located close to shopping, schools, parks, amenities, public transit and major highways. With an extended driveway for ample parking with dedicated EV charging outlet and exceptional indoor and outdoor space, this is a wonderful family home and a must-see! (id:63161)
Listing Information
- MLS®
- X14116900
- Data last synced
- October 27, 2026
UPSTATE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: UPSTATE REALTY INC.
MLS® Number: X14116900
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($52,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$623,200.00
Periodic payment — Principal & Interest (monthly)$4,020.67
Additional monthly expenses (condo fees, tax, utilities, etc.)$411.26
Total monthly cost$4,431.93
Interest paid over 5-yr term$178,610.91
Balance at end of term$560,570.42
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$52,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,629.99
Cash Needed at Closing
Minimum down payment$52,900
Estimated Land Transfer Tax (LTT)$12,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$66,455
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
