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Property Type: Detached HouseOwnership: Freehold
300 WATERVALE CRESCENT
Kitchener, ON N2A0G6
MLS® X13780088
$950,000
3 bed4 full, 2 half bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 32.8 x 98.4 FT
- Frontage
- 32.9 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,576
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Laundry room | Basement | — |
| Recreational, Games room | Basement | — |
| Utility room | Basement | — |
| Foyer | Main level | — |
| Other | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Living room | Second level | — |
| Bedroom 3 | Second level | — |
| Other | Basement | — |
Description
Welcome to this beautifully maintained 3-bedroom, 2 full and 2 half bathroom family home offering the perfect blend of style, comfort, and functionality. Featuring impressive stone and brick curb appeal, this move-in-ready home boasts a bright open-concept layout with soaring ceilings, oversized windows, and quality finishes throughout. The chef-inspired kitchen is complete with granite countertops, ample cabinetry, and a large centre island overlooking the spacious living and dining areas, making it ideal for entertaining and everyday living. The inviting family room is highlighted by a stunning floor-to-ceiling stone fireplace, while the finished lower level provides versatile space for a recreation room, home office, gym, or playroom. Step outside to your fully fenced backyard featuring an exposed aggregate patio, covered gazebo, and beautifully landscaped outdoor space-perfect for relaxing or hosting family and friends. Ideally located in a sought-after family-friendly neighbourhood close to parks, schools, trails, shopping, restaurants, and major commuter routes, this exceptional home offers outstanding value, pride of ownership, and everything today's family is looking for. (id:63159)
Listing Information
- MLS®
- X13780088
- Data last synced
- September 20, 2026
SHAW REALTY GROUP INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SHAW REALTY GROUP INC.
MLS® Number: X13780088
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($70,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$760,000.00
Periodic payment — Principal & Interest (monthly)$4,903.26
Additional monthly expenses (condo fees, tax, utilities, etc.)$464.67
Total monthly cost$5,367.93
Interest paid over 5-yr term$217,818.18
Balance at end of term$683,622.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$70,000
Stress test qualifying rate8.19%
Payment you must qualify for$6,823.29
Cash Needed at Closing
Minimum down payment$70,000
Estimated Land Transfer Tax (LTT)$15,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$86,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
