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Property Type: Detached HouseOwnership: Freehold
10 DEER CREEK STREET
Kitchener, ON N2A0E7
MLS® X13468222
$1,199,000
4 bed4.5 bath5 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 45 x 118.1 FT
- Frontage
- 45 feet
R3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,479
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Family room | Second level | — |
| Bedroom | Basement | — |
| Recreational, Games room | Basement | — |
Description
Now Offered at an Exceptional New Price! Welcome to 10 Deer Creek Street in highly sought-after Lackner Woods-one of East Kitchener's most desirable family communities and home to the highly regarded Lackner Woods Public School. Offering over 4,000 sq. ft. of beautifully finished living space, this extensively updated home combines size, style, and location.The carpet-free main floor features newly installed hardwood flooring, fresh paint, pot lights throughout, and a stunning chef-inspired kitchen with updated cabinetry, new countertops, and a large centre island designed for family gatherings and entertaining.Upstairs, the luxurious primary retreat offers a spa-like ensuite, while spacious secondary bedrooms are connected by a convenient Jack & Jill bathroom. A versatile second-floor family room provides the perfect space for a home office, media room, or children's retreat.The fully finished basement adds even more flexibility with a large recreation room and additional bedroom ideal for guests, teens, or multi-generational living.Enjoy outdoor living in the landscaped backyard featuring a composite covered porch built for relaxing and entertaining. Additional highlights include an oversized 2.5-car garage with 240V EV charger connection, new furnace and A/C (2025), and numerous recent upgrades throughout.Surrounded by trails, parks, conservation areas, and convenient access to Highway 401, Highway 7/8, shopping, and amenities, this move-in-ready home offers an outstanding opportunity for families seeking space, comfort, and one of Kitchener's most sought-after school districts. (id:63159)
Listing Information
- MLS®
- X13468222
- Data last synced
- September 15, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: X13468222
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.9% ($94,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$959,200.00
Periodic payment — Principal & Interest (monthly)$6,188.43
Additional monthly expenses (condo fees, tax, utilities, etc.)$706.58
Total monthly cost$6,895.02
Interest paid over 5-yr term$274,909.48
Balance at end of term$862,803.50
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$94,900
Stress test qualifying rate8.19%
Payment you must qualify for$8,560.91
Cash Needed at Closing
Minimum down payment$94,900
Estimated Land Transfer Tax (LTT)$20,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$116,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
