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Property Type: Condo / ApartmentOwnership: Condominium
503 - 145 COLUMBIA STREET W
Kitchener, ON N2L0K7
MLS® X13880980
$480,000
1 bed1 bath0 parking
Amenities
Gym
Also listed: Recreation Centre, Party Room, Sauna
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $363/mo
- Annual property tax
- $3,343
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Discover contemporary condominium living at Society 145, ideally situated in the heart of Waterloo. This spacious, beautifully designed suite showcases modern finishes and a functional layout offering both style and comfort. Residents enjoy an impressive selection of amenities, including a fitness centre, basketball court, yoga studio, sauna, entertainment and games rooms, party room, rooftop terrace, 24-hour security, concierge services, and on-site management. Conveniently located steps from the universities, LRT transit, and Uptown Waterloo's shops, dining, and entertainment. An excellent opportunity for homeowners, students, and investors alike. (id:63159)
Listing Information
- MLS®
- X13880980
- Data last synced
- October 10, 2026
WESTON REALTY PARTNERS
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: WESTON REALTY PARTNERS
MLS® Number: X13880980
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$384,000.00
Periodic payment — Principal & Interest (monthly)$2,477.44
Additional monthly expenses (condo fees, tax, utilities, etc.)$641.58
Total monthly cost$3,119.02
Interest paid over 5-yr term$110,055.50
Balance at end of term$345,409.24
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,000
Stress test qualifying rate8.19%
Payment you must qualify for$3,535.71
Cash Needed at Closing
Minimum down payment$24,000
Estimated Land Transfer Tax (LTT)$6,075
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,575
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
