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Property Type: Condo / ApartmentOwnership: Condominium
2429 - 145 COLUMBIA STREET W
Waterloo, ON N2L0K7
MLS® X13543652
$450,000
2 bed1 bath1 parking
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Multi-level
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $358/mo
- Annual property tax
- $3,466.07
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Flat | — |
| Den | Flat | — |
| Kitchen | Flat | — |
| Bathroom | Flat | — |
| Living room | Flat | — |
Description
Welcome to the most desired Society 145 Condo building in the heart of the Waterloo University District. Modern fully furnished 1+1 bedroom, 1 bath unit perfect for investors. The unit boasts 10 ft ceiling, with abundance of natural light with a large sun filled open concept Kitchen with Quartz countertops and backsplash, built-in stainless-steel appliances. The living room features luxury laminate flooring media accent wall with a large floor to ceiling window,modern light fixtures as well as built-in desks, beds, side tables in the bedrooms, modern barnstyle sliding doors. The condominium provides start of the art fitness centre, basketball court, sauna, multimedia room, games room, party room stunning rooftop terrace, yoga studio, 24hr security, keyless entry, business studying and network lounges as well as Starbucks in the lobby. Prime Location across the University of Waterloo, walking distance to Wilfred LaurierUniversity, Uptown Waterloo and the new LRT Station. For investors this location consistentlyattracts strong rental demand making it a smart and reliable addition to your portfolio. A true win in one of Waterloo's most sought after areas. (id:63159)
Listing Information
- MLS®
- X13543652
- Data last synced
- September 15, 2026
CENTURY 21 PROPERTY ZONE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CENTURY 21 PROPERTY ZONE REALTY INC.
MLS® Number: X13543652
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$360,000.00
Periodic payment — Principal & Interest (monthly)$2,322.60
Additional monthly expenses (condo fees, tax, utilities, etc.)$646.46
Total monthly cost$2,969.06
Interest paid over 5-yr term$103,177.03
Balance at end of term$323,821.16
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,500
Stress test qualifying rate8.19%
Payment you must qualify for$3,314.72
Cash Needed at Closing
Minimum down payment$22,500
Estimated Land Transfer Tax (LTT)$5,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,475
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
