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Property Type: Condo / ApartmentOwnership: Condominium
133 - 145 COLUMBIA STREET W
Waterloo, ON N2L0K7
MLS® X13761408
$449,000
2 bed1 bath0 parking
Amenities
GymConcierge
Also listed: Recreation Centre, Separate Electricity Meters
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Multi-level
MU25
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $338/mo
- Annual property tax
- $3,288
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Living room | Main level | — |
| Bedroom 2 | Main level | — |
| Primary Bedroom | Main level | — |
| Kitchen | Main level | — |
Description
Excellent opportunity to own a modern, fully furnished ground-floor condominium with direct exterior access and a walk-out to the terrace, offering the added convenience of entering and exiting the suite without having to use the building lobby or elevator. This thoughtfully designed 2-bedroom, 1-bathroom suite offers a functional layout with two spacious bedrooms, each featuring a large window, built-in desk and chair, bed with mattress, and generous closet space-ideal for students, professionals or investors.The open-concept kitchen is beautifully appointed with granite countertops, stylish backsplash, stainless steel appliances, built-in microwave, dishwasher, ample cabinetry and a centre island with seating for two. The bright living area comes fully furnished with a sofa, coffee table, TV and more.Residents enjoy an impressive selection of amenities, including a fully equipped fitness centre, yoga studio, business lounge, media room, multimedia theatre, games room with billiards, ping pong and arcade games, plus a rooftop terrace with panoramic city views.Conveniently located within walking distance of Wilfrid Laurier University, with the University of Waterloo nearby, and close to shopping, restaurants, public transit and major routes.Whether you're an investor looking for a turnkey, fully furnished rental property or a buyer seeking a stylish, low-maintenance home, this ground-floor suite offers a compelling combination of direct terrace access, excellent amenities, included furnishings and a prime Waterloo location. Pictures taken prior to current tenant possession. (id:63159)
Listing Information
- MLS®
- X13761408
- Data last synced
- September 15, 2026
ROYAL LEPAGE NRC REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE NRC REALTY
MLS® Number: X13761408
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Niagara Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$359,200.00
Periodic payment — Principal & Interest (monthly)$2,317.44
Additional monthly expenses (condo fees, tax, utilities, etc.)$611.94
Total monthly cost$2,929.38
Interest paid over 5-yr term$102,947.75
Balance at end of term$323,101.56
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,450
Stress test qualifying rate8.19%
Payment you must qualify for$3,307.36
Cash Needed at Closing
Minimum down payment$22,450
Estimated Land Transfer Tax (LTT)$5,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,405
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
