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Property Type: Detached HouseOwnership: Freehold
545 BRIDGEMILL CRESCENT
Kitchener, ON N2A0K3
MLS® X14004156
$1,599,900
4 bed5.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 45 x 105 FT
- Frontage
- 45 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $10,376.26 (2025)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning, Air exchanger
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Primary Bedroom | Second level | — |
| Recreational, Games room | Basement | — |
| Dining room | Main level | — |
| Foyer | Main level | — |
| Kitchen | Main level | — |
| Laundry room | Main level | — |
| Living room | Main level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
Description
Welcome to 545 Bridgemill Crescent. A bright two-storey great room, large windows and a see-through gas fireplace make the main floor a welcoming place to gather. With over 3,200 sq. ft., four bedrooms, five bathrooms and over $171,000 in original builder upgrades, there's plenty of space to settle in. The kitchen has two-tone cabinetry, quartz counters, a large island, a full-height quartz backsplash and a pot filler. Appliances include a KitchenAid fridge/freezer and microwave/convection oven, Fulgor Milano range and Bosch dishwasher. Wide-plank white oak flooring runs through the main living areas, and built-in dining cabinetry adds storage. The main-floor laundry includes LG appliances and quartz counters. Maple stairs with black iron pickets lead upstairs. The primary suite has a walk-in closet and five-piece ensuite with a freestanding tub, glass shower and double vanity. Two additional bedrooms have private ensuites. The home also has automatic blinds, custom closet storage and nine-foot ceilings on all three levels. Backing onto heritage forest, the deep backyard features a TimberTech AZEK deck with a louvered aluminum pergola and privacy screens. Additional features include a FLO vehicle charger in the double garage, Kinetico water treatment, reverse-osmosis filtration, central vacuum and a SecurU alarm system with leak detection and automatic water shutoff. Several schools, shops and Grand River trails are nearby, with easy access to Highway 401. (id:63159)
Listing Information
- MLS®
- X14004156
- Tax assessment year
- 2025
- Data last synced
- October 14, 2026
M1 Real Estate Brokerage Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: M1 Real Estate Brokerage Ltd
MLS® Number: X14004156
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($319,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,279,920.00
Periodic payment — Principal & Interest (monthly)$8,257.61
Additional monthly expenses (condo fees, tax, utilities, etc.)$864.69
Total monthly cost$9,122.30
Interest paid over 5-yr term$366,828.75
Balance at end of term$1,151,292.18
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$319,980
Stress test qualifying rate8.19%
Payment you must qualify for$9,924.17
Cash Needed at Closing
Minimum down payment$319,980
Estimated Land Transfer Tax (LTT)$28,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$349,953
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
