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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
68 CAMBRIDGE AVENUE
Kitchener, ON N2B1N4
MLS® X14126124
$674,999
3 bed2 bath5 parking
Open House
Sunday, November 1
2:00 PM – 4:00 PM
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 52 x 120.3 FT
- Frontage
- 52 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,257
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (1)
Description
Welcome to 68 Cambridge Avenue, located in Kitchener's desirable Rosemount neighbourhood! This beautifully updated, move-in-ready sidesplit offers 3 bedrooms, 2 bathrooms, modern finishes & carpet-free living throughout. The bright & inviting main floor features a spacious front living room, a well-appointed kitchen with ample counter space, a convenient breakfast bar, stainless steel fridge & stove, plus a dinette with sliding doors leading to the backyard concrete patio, perfect for indoor-outdoor entertaining. Upstairs, you'll find 3 generously sized bedrooms & a beautifully renovated 5-piece bathroom. The lower level offers a convenient laundry room, mudroom with direct access to the single car garage & a versatile home office. The fully finished basement provides additional living space with a spacious rec room featuring a cozy gas fireplace, perfect for relaxing or entertaining, along with a 3-piece bathroom, cold room, utility room & plenty of storage. Step outside to enjoy the beautifully renovated fully fenced backyard, complete with a newer fence, concrete patio & gazebo, creating the perfect setting for summer gatherings or quiet evenings outdoors. Parking is a breeze with a spacious driveway accommodating 4 vehicles, plus an additional space in the attached single car garage. Ideally situated just minutes from Highways 85 & 7, this home offers excellent convenience for commuters while being close to schools, shopping, restaurants, Downtown Kitchener, the Kitchener Memorial Auditorium & everyday amenities. Offering modern updates, functional living spaces & a fantastic location, this is a wonderful opportunity to call home. Book your private showing today! (id:63161)
Listing Information
- MLS®
- X14126124
- Data last synced
- October 29, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X14126124
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($42,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$539,999.00
Periodic payment — Principal & Interest (monthly)$3,483.89
Additional monthly expenses (condo fees, tax, utilities, etc.)$521.42
Total monthly cost$4,005.31
Interest paid over 5-yr term$154,765.27
Balance at end of term$485,730.85
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$42,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,904.23
Cash Needed at Closing
Minimum down payment$42,500
Estimated Land Transfer Tax (LTT)$9,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
