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Property Type: Detached HouseOwnership: Freehold
46 BECKER STREET
Stratford, ON N5A0L3
MLS® X12703040
$819,900
4 bed3.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 38 x 106.6 FT
- Frontage
- 38 feet
R1(5)-31
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $0 (2026)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 4 | Second level | — |
Description
There is something really special about being the very first person to turn the key. A brand-new beginning, designed entirely around you. Welcome to The Shakespeare. With 2,213 square feet, 4 bedrooms, and 2.5 bathrooms, this thoughtfully designed home sits on a generous 38' x 106.6' lot and offers the rare opportunity to build not just a house, but a vision. From exterior finishes to interior colours, flooring, cabinetry, and every small detail in between, your home becomes a reflection of your taste and your lifestyle. The main floor is open, airy, and effortlessly functional; a space made for real life. Morning coffee at the kitchen island. Homework at the dining table. Evenings gathered in the living room. A convenient inside entry from the attached garage leads into the mudroom, where you'll also find main-floor laundry (because life is busy enough). Upstairs, the home truly becomes a retreat. The primary suite features a spacious walk-in closet and private ensuite, while three additional large bedrooms are filled with natural light - perfect for growing families, guests, home offices, or creative space. Outside, your home comes complete with garage, asphalt driveway, and sod. And if you need flexibility? An optional separate side entrance is available, and there are multiple other floor plans that can be built on this lot - plus a limited selection of additional lots still available in the community. Speaking of the community... This is the kind of neighbourhood people stay in. Quiet streets. Families walking their dogs. Kids riding bikes. Friendly faces. And yet, you're still just minutes from shopping, schools, restaurants, and everyday conveniences. Buying pre-construction isn't just about a new home; it's about smart investing, peace of mind, and building equity in something untouched, efficient, and tailored to you from day one. It's about choosing your future... before it's built. Model Home hours Sat & Sun 1-4 pm @ 4 Ford Dr. (id:63159)
Listing Information
- MLS®
- X12703040
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X12703040
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.0% ($56,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$655,920.00
Periodic payment — Principal & Interest (monthly)$4,231.77
Additional monthly expenses (condo fees, tax, utilities, etc.)$0.00
Total monthly cost$4,231.77
Interest paid over 5-yr term$187,988.56
Balance at end of term$590,002.16
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$56,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,915.41
Cash Needed at Closing
Minimum down payment$56,990
Estimated Land Transfer Tax (LTT)$12,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$71,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
