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Property Type: Detached HouseOwnership: Freehold
70 DUNCAIRN AVENUE
Kitchener, ON N2M4S4
MLS® X13852288
$849,000
3 bed2 bath5 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 42.1 x 112 FT ; See comments
- Frontage
- 42.1 feet
RES-2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,104
Interior
- Basement
- Finished, Full, Separate entrance, N/A, N/A
- Heating
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Living room | Basement | — |
| Kitchen | Basement | — |
| Bedroom | Basement | — |
Description
Welcome to this spectacular LEGAL DUPLEX, beautifully situated on an oversized lot on a tree-lined street in the highly desirable Forest Hill neighbourhood. Pride of ownership is evident throughout, w/thoughtful renovations & updates from top to bottom, inside and out. This turnkey property offers exceptional versatility for downsizers, investors, or multi-generational living. The inviting front porch welcomes you into the bright and stylish main-level unit. The open-concept layout creates an ideal space for both everyday living & entertaining with the Living, Dining & Kitchen areas flowing seamlessly together. The updated Kitchen is the heart of the home & boasts a large breakfast bar. The Dining area features a charming accent wall w/electric FP. The spacious Living Room is filled with natural light & features a w/out to the large deck-perfect for relaxing & entertaining. Originally designed as a 3-bedroom home, the oversized Primary BR has been expanded to create additional living space while maintaining the structural integrity of the home. Reverting to a 3-BR configuration could require relatively minor renovations. A spacious second BR, convenient laundry closet, and updated 4-pc main bath complete the main level. The lower-level unit features its own separate entrance and has been fully renovated for comfortable living. The eat-in kitchen offers generous storage, an inviting living room features a cozy gas FP. A spacious Bedroom, newly renovated bathroom & laundry/storage room complete this level. A dedicated side yard provides additional outdoor space for the lower unit. Set in the heart of Forest Hill, surrounded by amenities that make the neighbourhood so desirable-from nearby parks & trails to schools, shopping & recreation. Lakeside Park, Forest Hill Centre & Highland Road are in close proximity, as well as schools, Forest Heights Community Centre, while commuters benefit from convenient access to Highway 8 and major Kitchener-Waterloo routes. (id:63159)
Listing Information
- MLS®
- X13852288
- Data last synced
- October 3, 2026
RE/MAX REALTY SPECIALISTS INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REALTY SPECIALISTS INC.
MLS® Number: X13852288
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($59,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$679,200.00
Periodic payment — Principal & Interest (monthly)$4,381.97
Additional monthly expenses (condo fees, tax, utilities, etc.)$425.33
Total monthly cost$4,807.30
Interest paid over 5-yr term$194,660.67
Balance at end of term$610,942.60
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$59,900
Stress test qualifying rate8.19%
Payment you must qualify for$6,118.48
Cash Needed at Closing
Minimum down payment$59,900
Estimated Land Transfer Tax (LTT)$13,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
