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Property Type: Condo / ApartmentOwnership: Condominium
806 - 85 DUKE STREET
Kitchener, ON N2H0B7
MLS® X14034330
$349,000
1 bed1 bath1 parking
Amenities
GymConcierge
Also listed: Storage - Locker, Car Wash, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
D1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $736/mo
- Annual property tax
- $3,627.47 (2026)
Maintenance Fee Includes
WaterHeat
Interior
- Basement
- Other, See Remarks, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Great room | Main level | — |
| Den | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
| Laundry room | Main level | — |
Description
Experience Sophisticated Downtown Living at 85 Duke Street West! Ideally located in downtown Kitchener, this spacious 1-bedroom plus den condo offers a perfect blend of modern style, comfort, and urban convenience. The thoughtfully designed, open-concept, carpet-free layout features expansive windows that bathe the interior in natural light, creating a bright and inviting atmosphere. The contemporary kitchen is both stylish and functional, showcasing stainless steel appliances and a generous island that serves as the perfect gathering space for entertaining or everyday living. The sun-filled primary bedroom features stunning floor-to-ceiling windows and a walk-in closet, while the versatile den provides the ideal space fora home office, creative retreat, or additional storage. Step out onto your private balcony and unwind while taking in the surrounding city views. Additional conveniences include in-suite laundry, a dedicated storage locker, and underground parking. Residents also enjoy access to the exceptional amenities at 55 Duke Street West. Just steps from City Hall, this prime location puts you moments from a wide selection of restaurants,boutique shops, local events, public transit, and the vibrant energy of downtown Kitchener. An exceptional opportunity to enjoy stylish, low-maintenance living in one of the city's most convenient and dynamic locations. (id:63159)
Listing Information
- MLS®
- X14034330
- Tax assessment year
- 2026
- Data last synced
- October 15, 2026
PSR
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: PSR
MLS® Number: X14034330
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($17,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$279,200.00
Periodic payment — Principal & Interest (monthly)$1,801.30
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,038.11
Total monthly cost$2,839.41
Interest paid over 5-yr term$80,019.52
Balance at end of term$251,141.30
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$17,450
Stress test qualifying rate8.19%
Payment you must qualify for$2,570.75
Cash Needed at Closing
Minimum down payment$17,450
Estimated Land Transfer Tax (LTT)$3,710
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,660
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
