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Property Type: Condo / ApartmentOwnership: Condominium
1212 - 85 DUKE STREET W
Kitchener, ON N2H0B7
MLS® X13754460
$359,000
2 bed1 bath1 parking
Amenities
GymVisitor Parking
Also listed: Storage - Locker, Separate Heating Controls, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $683/mo
- Annual property tax
- $3,555
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Den | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bedroom | Main level | — |
| Bathroom | Main level | — |
Description
Bright, Spacious 1 Bedroom +Den Unit At City Centre Condos. This Modern Open Concept UnitFeatures A Bright Living Room & Bedroom With Its Floor To Ceiling Windows. Spacious BalconyWith Great Views. Kitchen W/ Ss Appliances & Granite Counter Tops. A Den That Could Be Used AsA Small 2nd Bedroom, Office Or Additional Living Space. This Unit Also Has En-Suite Laundry,Owned Locker & Indoor Parking. (id:63159)
Listing Information
- MLS®
- X13754460
- Data last synced
- September 15, 2026
RIGHT AT HOME REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RIGHT AT HOME REALTY
MLS® Number: X13754460
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($17,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$287,200.00
Periodic payment — Principal & Interest (monthly)$1,852.92
Additional monthly expenses (condo fees, tax, utilities, etc.)$979.43
Total monthly cost$2,832.35
Interest paid over 5-yr term$82,312.35
Balance at end of term$258,337.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$17,950
Stress test qualifying rate8.19%
Payment you must qualify for$2,644.41
Cash Needed at Closing
Minimum down payment$17,950
Estimated Land Transfer Tax (LTT)$3,860
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,310
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
