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Property Type: Condo / ApartmentOwnership: Condominium
308 - 85 DUKE STREET W
Kitchener, ON N2H0B7
MLS® X13084796
$460,000
2 bed2 bath1 parking
Amenities
GymConcierge
Also listed: Storage - Locker, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
D1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $984/mo
- Annual property tax
- $4,640 (2026)
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Heat Pump, Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
Description
Experience refined condo living in this beautifully appointed 3rd-floor suite, offering a perfect blend of style, comfort, and functionality. Featuring 2 spacious bedrooms and 2 full bathrooms, this thoughtfully designed layout is ideal for professionals, downsizers, or investors alike. The open-concept kitchen, living, and dining area is both elegant and inviting-perfect for entertaining or relaxing at home. Large windows provide an abundance of natural light, while the private balcony extends your living space outdoors. The primary suite offers a serene retreat with its own ensuite bathroom, while the second bedroom is generously sized-ideal for guests, a home office, or additional living space. In-suite laundry adds everyday convenience. This unit includes 1 parking space and access to premium building amenities, delivering a low-maintenance lifestyle without compromise. A rare opportunity to own a sophisticated condo in a highly desirable location. (id:63159)
Listing Information
- MLS®
- X13084796
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X13084796
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$368,000.00
Periodic payment — Principal & Interest (monthly)$2,374.21
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,370.30
Total monthly cost$3,744.51
Interest paid over 5-yr term$105,469.86
Balance at end of term$331,017.19
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,000
Stress test qualifying rate8.19%
Payment you must qualify for$3,388.38
Cash Needed at Closing
Minimum down payment$23,000
Estimated Land Transfer Tax (LTT)$5,675
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,175
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
