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Property Type: Condo / ApartmentOwnership: Condominium
908 - 85 DUKE STREET W
Kitchener, ON N2H0B7
MLS® X13084794
$510,000
2 bed2 bath2 parking
Amenities
GymConcierge
Also listed: Storage - Locker
Property Details
Property & Lot
- Sub-type
- Apartment
D1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $1,012/mo
- Annual property tax
- $4,640 (2026)
Maintenance Fee Includes
Water
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Heat Pump, Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Bathroom | Main level | — |
| Office | Main level | — |
| Bedroom | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
Description
ATTENTION INVESTORS: Experience elevated urban living in this stunning 9th-floor condo in the heart of Downtown Kitchener, just steps to the ION LRT and all the conveniences of city life. Thoughtfully designed with a modern aesthetic, this suite offers a bright, open-concept layout combining the kitchen, living, and dining areas-perfect for both everyday living and entertaining. The unit features 2 spacious bedrooms and 2 beautifully appointed full bathrooms, along with in-suite laundry and a private balcony offering impressive city views. Residents enjoy access to premium amenities including concierge service, a stylish party room, and a fitness facility conveniently located next door. One parking space and a locker are also included for added convenience. An exceptional opportunity for professionals, investors, or those seeking a sophisticated, low-maintenance lifestyle in a prime location. (id:63159)
Listing Information
- MLS®
- X13084794
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X13084794
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: 2 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.1% ($26,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$408,000.00
Periodic payment — Principal & Interest (monthly)$2,632.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,398.58
Total monthly cost$4,030.85
Interest paid over 5-yr term$116,933.97
Balance at end of term$366,997.32
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$26,000
Stress test qualifying rate8.19%
Payment you must qualify for$3,752.81
Cash Needed at Closing
Minimum down payment$26,000
Estimated Land Transfer Tax (LTT)$6,675
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,175
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
