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Property Type: Condo / ApartmentOwnership: Condominium
1204 - 85 DUKE STREET W
Kitchener, ON N2H0B7
MLS® X13838750
$419,800
2 bed2 bath1 parking
Amenities
GymConcierge
Also listed: Storage - Locker, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
D1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $932/mo
- Annual property tax
- $4,316.41 (2026)
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Main level | — |
| Primary Bedroom | Main level | — |
| Living room | Main level | — |
| Kitchen | Main level | — |
Description
Welcome to 85 Duke, a stylish and modern way to live. Located in the heart of downtown Kitchener, this 2-bed, 2-bath unit is awaiting your arrival. When you walk in the door, you're immediately welcomed by bright, natural light from tall living room and bedroom windows, keeping the home warm and inviting. The kitchen offers ample space for cooking and stainless steel appliances for an upscale feel. The living room with access to the open balcony is perfection. Think morning coffees on the patio set with a stunning view of downtown, or curled up in the evening with your feline friend, with the warm breeze coming through. The primary bedroom features a 4-piece ensuite with a view over the balcony. The second bedroom has a full wall of windows, where it hardly feels like you're in a condo unit. This space is perfect for a home office, guest bedroom or hobby room. The unit also has a second bathroom and ensuite laundry. For extra storage, the unit comes with a locker and one underground parking space. The building itself comes with ample amenities to make you feel at home: rooftop patio and BBQs, a gym and a party/meeting room. The building is clean and well-maintained, with concierge service for added security. Located in the heart of downtown, you'll never be without shopping, local transit or worldwide cuisine. Right outside the front door is the LRT station, and it's just a minute's walk to bus stops to take you wherever you need to go. Downtown is home to festivals, entertainment, summer patios and right next door is City Hall or a splash pad in the summer and ice skating in the winter. This unit is perfect for the busy professional on the go, first-time homebuyers looking for an in on the market, or students looking for easy access to the city's universities or college. Come book a showing today! (id:63159)
Listing Information
- MLS®
- X13838750
- Tax assessment year
- 2026
- Data last synced
- October 17, 2026
Royal LePage Royal City Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Royal City Realty
MLS® Number: X13838750
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($20,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$335,840.00
Periodic payment — Principal & Interest (monthly)$2,166.73
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,291.72
Total monthly cost$3,458.45
Interest paid over 5-yr term$96,252.71
Balance at end of term$302,089.17
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$20,990
Stress test qualifying rate8.19%
Payment you must qualify for$3,092.27
Cash Needed at Closing
Minimum down payment$20,990
Estimated Land Transfer Tax (LTT)$4,871
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,361
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
