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Property Type: Detached HouseOwnership: Freehold
108 QUEENSWAY Drive
St. Jacobs, ON N3B2T5
MLS® 40854677
$999,900
3 bed3 bath10 parking3,090 sqftBuilt 1984
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 1
- Frontage
- 74 feet
R3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,451
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 12'5'' x 8'10'' |
| Storage | Basement | 10'6'' x 4'4'' |
| Laundry room | Basement | 17'6'' x 8'2'' |
| Cold room | Basement | — |
| Bedroom | Basement | 11'10'' x 8'0'' |
| Office | Lower level | 8'6'' x 15'4'' |
| Family room | Lower level | 19'8'' x 15'4'' |
| 3pc Bathroom | Lower level | — |
| Primary Bedroom | Second level | 18'5'' x 13'1'' |
| Bedroom | Second level | 12'3'' x 15'6'' |
| 4pc Bathroom | Second level | — |
| 3pc Bathroom | Second level | — |
| Living room | Main level | 12'2'' x 17'11'' |
| Kitchen |
Description
Welcome to 108 Queensway Drive in St. Jacobs, a custom-built 2+1-bedroom backsplit that has been lovingly cared for by its original owners. Set on a quiet, mature street, this well-maintained home has seen plenty of thoughtful updates over the years while offering a comfortable and functional layout with room to spread out. The location is a great part of the story. You’re close to schools, parks and all the charm St. Jacobs has to offer, from local shops and restaurants to trails, the market and everyday amenities. Mature trees and an established neighbourhood add to the peaceful setting, while Waterloo is just a short drive away. But what really sets this property apart is the large, detached shop. Fully heated and designed with flexibility in mind, it features a 13-foot garage door along with dedicated workshop, studio and storage space. Whether you’re a hobbyist, car enthusiast, woodworker, artist or simply someone who has always wanted a serious space of their own, there are plenty of possibilities here. A well-cared-for custom home, a mature St. Jacobs location and a shop that is increasingly hard to find — 108 Queensway Drive offers a combination you simply don’t come across very often. (id:63159)
Listing Information
- MLS®
- 40854677
- Data last synced
- October 10, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40854677
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$324/sqft
Building average
—
No other active listings in this building
553 - St Jacobs/Floradale/W.Montrose average
$489/sqft
8 active listing(s)
Parking: 10 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (3)
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$799,920.00
Periodic payment — Principal & Interest (monthly)$5,160.81
Additional monthly expenses (condo fees, tax, utilities, etc.)$525.92
Total monthly cost$5,686.73
Interest paid over 5-yr term$229,259.37
Balance at end of term$719,530.63
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$74,990
Stress test qualifying rate8.19%
Payment you must qualify for$7,171.51
Cash Needed at Closing
Minimum down payment$74,990
Estimated Land Transfer Tax (LTT)$16,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
