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Property Type: TownhouseOwnership: Freehold
11 WILCOX STREET
Stratford, ON N5A0L3
MLS® X13698488
$524,900
4 bed3.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 41.6 x 106.6 FT
- Frontage
- 41.7 feet
R4-15
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $0
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
Description
More space, more flexibility, and the added appeal of an end-unit design. Welcome to Festival West, one of Stratford's newest and most soughtafter communities, where this brand-new 1,700 sq. ft. freehold townhome offers a thoughtfully designed place to settle in, spread out, and grow.With 4 bedrooms and 2.5 bathrooms, this home makes the most of every square foot. The carpet-free main floor features an easy, natural flowwith plenty of room for everyday family life, entertaining friends, and everything in between. Upstairs, four bedrooms provide the flexibility thattoday's families are looking for. The primary bedroom offers its own private ensuite and walk-in closet, while the additional bedrooms can easilyaccommodate children, guests, a home office, or that extra space you've been wishing for. The unfinished basement with a future bathroomrough-in leaves even more room to grow, whether you eventually envision a rec room, home gym, office, or additional living space. This home iscompletely freehold with no monthly condo fees, and both fresh sod and an asphalt driveway are included. Buyers can also choose between a 5piece standard appliance package voucher OR $5,000 in Decor Dollars, giving you a little extra freedom to make your new home feel like yours.For eligible purchasers, HST has been excluded from the purchase price in accordance with applicable new-home rebates, allowing qualifiedbuyers to benefit from the savings upfront. With 1,700 sq. ft., four bedrooms, end-unit living, and no monthly fees, this is a home designed togive you a little more of everything - space for today and possibilities for whatever comes next. (id:63159)
Listing Information
- MLS®
- X13698488
- Data last synced
- September 15, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X13698488
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$321/sqft
11 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
1.5 km away
Mortgage & Ownership Cost Calculator
Minimum required: 5.2% ($27,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$419,920.00
Periodic payment — Principal & Interest (monthly)$2,709.18
Additional monthly expenses (condo fees, tax, utilities, etc.)$0.00
Total monthly cost$2,709.18
Interest paid over 5-yr term$120,350.28
Balance at end of term$377,719.40
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$27,490
Stress test qualifying rate8.19%
Payment you must qualify for$3,856.79
Cash Needed at Closing
Minimum down payment$27,490
Estimated Land Transfer Tax (LTT)$6,973
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
