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Property Type: TownhouseOwnership: Freehold
54 FERGUSSON WAY
Stratford, ON N5A0M5
MLS® X13848960
$517,400
3 bed3.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 20 x 98.7 FT
- Frontage
- 20 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $0
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning, Air exchanger
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
Description
Welcome Home. This 3 bedroom, 2 1/2 bath town home to be built in the Stratford Fairgrounds Subdivision. Featuring 3 spacious bedrooms, including a primary suite with a private 3-piece en-suite, this 1,465 square foot home offers comfort and style for the whole family. The heart of the home is the large, open-concept eat-in kitchen, beautifully appointed with quartz countertops, custom Barzotti cabinetry complete with soft close drawers and doors and elegant crown molding. The main floor features luxury vinyl plank flooring. Enjoy the opportunity to personalize your home with a wide selection of finishes. Thoughtfully designed, this home blends quality, functionality and timeless appeal. It's your vision, it's your home! (id:63159)
Listing Information
- MLS®
- X13848960
- Data last synced
- October 2, 2026
RE/MAX A-B Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX A-B Realty Ltd
MLS® Number: X13848960
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$321/sqft
11 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
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Mortgage & Ownership Cost Calculator
Minimum required: 5.2% ($26,740) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$413,920.00
Periodic payment — Principal & Interest (monthly)$2,670.47
Additional monthly expenses (condo fees, tax, utilities, etc.)$0.00
Total monthly cost$2,670.47
Interest paid over 5-yr term$118,630.66
Balance at end of term$372,322.38
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$26,740
Stress test qualifying rate8.19%
Payment you must qualify for$3,804.45
Cash Needed at Closing
Minimum down payment$26,740
Estimated Land Transfer Tax (LTT)$6,823
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,063
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
