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Property Type: TownhouseOwnership: Condominium
238 - 50 GALT ROAD
Stratford, ON N5A0B2
MLS® X13853008
$599,900
2 bed2 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 1.5
R4(2)4
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $510/mo
- Annual property tax
- $5,087
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Dining room | Main level | — |
| Primary Bedroom | Main level | — |
| Living room | Main level | — |
| Family room | Second level | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
Description
Welcome to 50 Galt Road, a beautifully designed END-UNIT BUNGALOFT offering approximately 1,545 sq. ft., 2 bedrooms and 2 full bathrooms in a quiet Stratford setting. One of the biggest advantages of this home is the ease of main-floor living. The spacious primary bedroom features double closets and a private full ensuite, while the oversized laundry room is also conveniently located on the main level. This layout makes everyday living comfortable, practical, and easy to manage. The bright open-concept living area is highlighted by soaring ceilings, a cozy gas fireplace and large patio doors that lead to a private deck. It is a wonderful space for relaxing, entertaining or enjoying a quiet morning outdoors. The deck also includes a natural gas hookup and BBQ for added convenience. The kitchen is both functional and welcoming, with quality MacLean cabinetry, stainless steel appliances, generous counter space and a layout that works well for everything from casual meals to hosting family and friends. Upstairs, the loft adds valuable flexibility. The open family room or den overlooks the living area below and is ideal as a home office, reading area or additional sitting room. A second bedroom and full bathroom complete the upper level, creating a comfortable space for guests or family. The lower level provides excellent storage, while interior access to the garage adds year-round convenience. Set in a peaceful area of Stratford, the home is close to the city's charming downtown, scenic parks and trails, riverside walks, restaurants, boutique shopping and renowned theatre scene.50 Galt Road is an excellent choice for buyers looking for the convenience of main-floor living, the flexibility of additional loft space and a low-maintenance home in a welcoming community.**Be sure to watch the multimedia video for a closer look at everything this home has to offer.** (id:63161)
Listing Information
- MLS®
- X13853008
- Data last synced
- October 29, 2026
iCloud Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: iCloud Realty Ltd.
MLS® Number: X13853008
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$321/sqft
11 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
1.0 km away
Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$933.92
Total monthly cost$4,030.20
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.17
Cash Needed at Closing
Minimum down payment$34,990
Estimated Land Transfer Tax (LTT)$8,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
