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Property Type: Detached HouseOwnership: Freehold
160 ORR STREET
Stratford, ON N5A2K1
MLS® X14099972
13
Walk Score
42
Bike
$1,025,000
4 bed3 bath6 parking
13
Walk Score
42
Bike
Open House
Thursday, October 29
4:30 PM – 6:30 PM
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 50.1 x 115 M
- Frontage
- 50.13 meters
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,190.33 (2025)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Electric
Description
A beautifully maintained newer bungalow in Stratford where timeless design, comfortable living, and thoughtful spaces come together. From the warm, inviting interiors to the covered back deck overlooking beautiful sunset views, this is a home designed to be enjoyed. The main floor offers the ease and convenience of bungalow living, while the fully finished basement provides the additional space families need for movie nights, guests, hobbies, a home office, or entertaining. The layout offers flexibility whether you're looking to simplify and downsize or find a home with room for your family to grow. Meticulously cared for and built with quality in mind, the home features timeless interior selections that create a warm and comfortable atmosphere throughout. Outside, the covered deck extends your living space and provides the perfect setting for morning coffee, summer dinners, and evenings watching the sunset. The attached garage with a convenient side entry door and epoxy flooring adds a polished and practical touch. If you're looking for a newer bungalow in Stratford with main-floor living, a finished basement, space to entertain, and a home that feels as good as it looks, 160 Orr Street is worth seeing! (id:63161)
Listing Information
- MLS®
- X14099972
- Tax assessment year
- 2025
- Data last synced
- October 29, 2026
eXp Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: eXp Realty
MLS® Number: X14099972
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.6% ($77,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$820,000.00
Periodic payment — Principal & Interest (monthly)$5,290.36
Additional monthly expenses (condo fees, tax, utilities, etc.)$682.53
Total monthly cost$5,972.89
Interest paid over 5-yr term$235,014.36
Balance at end of term$737,592.65
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$77,500
Stress test qualifying rate8.19%
Payment you must qualify for$7,346.67
Cash Needed at Closing
Minimum down payment$77,500
Estimated Land Transfer Tax (LTT)$16,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$95,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
