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Property Type: Detached HouseOwnership: Freehold
131 KASTNER STREET
Stratford, ON N5A0J7
MLS® X12602756
$949,900
3 bed3.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 50 x 120.1 FT
- Frontage
- 50 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $0 (2025)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Living room | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Laundry room | Main level | — |
| Bedroom 3 | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bathroom | Main level | — |
Description
BRAND NEW HOME, BRAND NEW PRICEPOINT! Your Dream Home just became More Attainable; With Ontario's Latest Announcement for a temporary Full HST rebate now applied, it has never been a better time to purchase or build a NEW HOME (Limited Time Only)! Pinnacle Quality Homes presents its latest Model Home "The Emmerson" to be built in Phase #4 of Countryside Estates. Featuring a solid stone/brick exterior; this Energy Star Rated; 3 Bed 3 Bath bungalow offers 1790 sq. ft. of living space with spacious principle rooms and open concept layout. Generous allowances for flooring / kitchen allowing you to design to suit; Master Bedroom with walk-in closet and ensuite with walk-in tiled/glass shower; 9' ceilings with 10' high lighted tray ceiling in Living Room; spacious kitchen w/ island and walk-in pantry; Main floor laundry room, Central Air included; Central Vac, HRV; Covered rear deck; unspoiled basement offers high ceilings and lots of potential extra sq ft if needed. 2 Car garage offers walk-up from Basement and is fully insulated / dry-walled and primed. Fully sodded lot. Call today for more information, floor plans and other home options available for Phase 4! Don't miss out, limited lots remaining! (id:63159)
Listing Information
- MLS®
- X12602756
- Tax assessment year
- 2025
- Data last synced
- September 15, 2026
Sutton Group - First Choice Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Sutton Group - First Choice Realty Ltd.
MLS® Number: X12602756
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($69,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$759,920.00
Periodic payment — Principal & Interest (monthly)$4,902.75
Additional monthly expenses (condo fees, tax, utilities, etc.)$0.00
Total monthly cost$4,902.75
Interest paid over 5-yr term$217,795.26
Balance at end of term$683,550.50
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$69,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,822.59
Cash Needed at Closing
Minimum down payment$69,990
Estimated Land Transfer Tax (LTT)$15,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$86,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
