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Property Type: Detached HouseOwnership: Freehold
15 ORCHARD DRIVE
Stratford, ON N5A0J7
MLS® X12535762
$904,450
3 bed3 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 50 x 120 FT
- Frontage
- 50 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $0 (2025)
Interior
- Basement
- Partially finished, Partial
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Bathroom | Basement | — |
| Office | Main level | — |
| Bathroom | Main level | — |
| Laundry room | Main level | — |
| Bedroom | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
Description
New Home with, BRAND NEW PRICE! With Ontario's HST rebate now in place, owning your dream home is more attainable than ever. Located in Stratford's premier new community - this custom stone & brick home displays exquisite design and modern sophistication. Offering main-floor living, the open-concept layout features a designer kitchen, dining, and living area that leads through sliding glass doors to a covered rear porch and concrete patio. The main floor showcases two bedrooms, a private office, a luxurious primary suite with a walk-in closet, spa-like ensuite, and main floor bathroom. The partially finished basement includes a full 4 piece bathroom, with the option to finish even more living space with a rec room, and additional bedroom. Ready for occupancy, this home offers exceptional craftsmanship and modern comfort in a peaceful Stratford setting. (id:63161)
Listing Information
- MLS®
- X12535762
- Tax assessment year
- 2025
- Data last synced
- October 23, 2026
RE/MAX A-B Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX A-B Realty Ltd
MLS® Number: X12535762
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($65,445) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$723,560.00
Periodic payment — Principal & Interest (monthly)$4,668.16
Additional monthly expenses (condo fees, tax, utilities, etc.)$0.00
Total monthly cost$4,668.16
Interest paid over 5-yr term$207,374.38
Balance at end of term$650,844.56
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$65,445
Stress test qualifying rate8.19%
Payment you must qualify for$6,505.43
Cash Needed at Closing
Minimum down payment$65,445
Estimated Land Transfer Tax (LTT)$14,564
Legal / closing costs (typical estimate)$1,500
Total cash needed$81,509
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
