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Property Type: Detached HouseOwnership: Freehold
127 KASTNER STREET
Stratford, ON N5A0J7
MLS® X13186382
$1,019,900
4 bed3.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 50 x 120.1 FT
- Frontage
- 50 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $0 (2026)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning, Air exchanger
Description
BRAND NEW HOME, BRAND NEW PRICEPOINT! Your Dream Home just became More Attainable; With Ontario's Latest Announcement for a temporary Full HST rebate now applied, it has never been a better time to purchase or build a NEW HOME (Limited Time Only)! Pinnacle Quality Homes presents its newest Model "The Weston" on Lot #39 in Phase 4 of "Countryside Estates". This 2426 sq. ft. Energy Star Rated 2 storey home boasts 4 bedrooms + Den, 3 baths and a spacious yet functional open concept design perfect for families. 9' ceilings on main level; custom kitchen with island and built-in corner pantry; living room features a natural gas fireplace and French doors leading to large covered (concrete) deck; dining area with vaulted LED accented ceiling; main floor laundry/mudroom; master bed w/walk-in closet and 5 piece ensuite with walk-in tiled shower & free-standing tub. Central Air; Central Vac; Water Softener; BBQ quick-connect gas line; 2 car attached garage with openers (fully insulated/dry walled and primed); fully sodded lot. Flexible closing date, this stunning family home is to be built. Call for more information / other plan options available in Phase #4, or custom design your own! Limited Lots Remaining. (id:63159)
Listing Information
- MLS®
- X13186382
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
Sutton Group - First Choice Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Sutton Group - First Choice Realty Ltd.
MLS® Number: X13186382
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($76,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$815,920.00
Periodic payment — Principal & Interest (monthly)$5,264.04
Additional monthly expenses (condo fees, tax, utilities, etc.)$0.00
Total monthly cost$5,264.04
Interest paid over 5-yr term$233,845.02
Balance at end of term$733,922.68
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$76,990
Stress test qualifying rate8.19%
Payment you must qualify for$7,311.08
Cash Needed at Closing
Minimum down payment$76,990
Estimated Land Transfer Tax (LTT)$16,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$95,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
