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Property Type: Condo / ApartmentOwnership: Condominium
23 NORTH POINTE DRIVE
Stratford, ON N5A8C3
MLS® X13760574
$925,000
3 bed3.5 bath6 parking
Open House
Saturday, October 31
10:30 AM – 12:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
N/A
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $510/mo
- Annual property tax
- $8,807 (2026)
Maintenance Fee Includes
Also included: Common Area Maintenance, Parking
Interior
- Basement
- Finished, N/A
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Recreational, Games room | Basement | — |
| Workshop | Basement | — |
| Office | Basement | — |
| Bathroom | Basement | — |
| Utility room | Basement | — |
| Bedroom | Main level | — |
| Bathroom | Main level | — |
| Laundry room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
Description
Welcome to 23 North Pointe Drive. This beautiful 2+1 bedroom, brick bungalow, with over 1,806 sq. ft. of main floor living space, is nestled in an exclusive enclave community, offering serene living with an exceptional rear yard, fully landscaped, with privacy berm and lovely separate patio area. This home combines privacy, comfort, and an elevated lifestyle in one of the area's most sought after neighbourhoods. The heart of the home features open concept living room, highlighted by a gas fireplace, creating an inviting space for everyday comfort and entertaining. A spacious dining area flows seamlessly from the eat in kitchen (perfect for family and friend gatherings), with granite counters, and stainless steel appliances, plus walk-out to covered veranda, with remote-operated sun blind. The spacious primary bedroom offers a private retreat, complete with a 5 piece ensuite and a large walk-in closet. A second main floor bedroom and a 2 piece bath provide exceptional convenience for guests. The finished basement expands the living space with a large recreation room with gas fireplace, an additional bedroom, office and a 4 piece bath, plus a versatile work shop/craft room. A convenient walk-up from the interior to the double-car garage adds practicality and ease of access. (id:63161)
Listing Information
- MLS®
- X13760574
- Tax assessment year
- 2026
- Data last synced
- October 29, 2026
Home and Company Real Estate Corp Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Home and Company Real Estate Corp Brokerage
MLS® Number: X13760574
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$417/sqft
12 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.3% ($67,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$740,000.00
Periodic payment — Principal & Interest (monthly)$4,774.23
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,243.92
Total monthly cost$6,018.15
Interest paid over 5-yr term$212,086.13
Balance at end of term$665,632.39
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$67,500
Stress test qualifying rate8.19%
Payment you must qualify for$6,648.83
Cash Needed at Closing
Minimum down payment$67,500
Estimated Land Transfer Tax (LTT)$14,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$83,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.