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Property Type: Condo / ApartmentOwnership: Condominium
308 - 400 ROMEO STREET N
Stratford, ON N5A0A2
MLS® X13504702
$680,000
2 bed2 bath2 parking
Amenities
GymVisitor Parking
Also listed: Storage - Locker, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $902/mo
- Annual property tax
- $6,043 (2026)
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bathroom | Main level | — |
| Bathroom | Main level | — |
| Laundry room | Main level | — |
| Den | Main level | — |
Description
Seeking a carefree lifestyle? This spacious condo offers the perfect solution. It features two bedrooms, a den, high-quality vinyl flooring throughout, an updated kitchen by local Allen Interiors, a separate pantry with a water treatment system, and a 33-square-foot balcony with a park-like view. The building fosters a strong community atmosphere, offering social activities such as yoga, art, potlucks and happy hours. Two underground parking spots plus a storage locker are included. (id:63159)
Listing Information
- MLS®
- X13504702
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
Royal LePage Hiller Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Hiller Realty
MLS® Number: X13504702
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$417/sqft
12 active listing(s)
Parking: 2 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($43,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$544,000.00
Periodic payment — Principal & Interest (monthly)$3,509.70
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,405.58
Total monthly cost$4,915.29
Interest paid over 5-yr term$155,911.96
Balance at end of term$489,329.76
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$43,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,939.13
Cash Needed at Closing
Minimum down payment$43,000
Estimated Land Transfer Tax (LTT)$10,075
Legal / closing costs (typical estimate)$1,500
Total cash needed$54,575
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
