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Property Type: Condo / ApartmentOwnership: Condominium
3202 VIVIAN Line Unit# 45
Stratford, ON N5A0K6
MLS® 40855942
$499,900
2 bed2 bath1 parking1,487 sqftBuilt 2025
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 2
UR
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $309/mo
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second level | 12'0'' x 13'3'' |
| 4pc Bathroom | Second level | 6'1'' x 6'8'' |
| Loft | Second level | 12'2'' x 12'0'' |
| Bedroom | Main level | 10'5'' x 10'6'' |
| 3pc Bathroom | Main level | 8'2'' x 6'10'' |
| Dining room | Main level | 7'9'' x 14'10'' |
| Kitchen | Main level | 11'0'' x 19'10'' |
Description
Welcome to Vivian Village - unit #45 - a beautifully designed 1,487 sq. ft. two-bedroom, two bathroom residence offering a perfect blend of modern style, thoughtful layout, and exceptional natural light. the open-concept main living area features a spacious living room with an abundance of natural light, highlighted by large windows, and an impressive open-to-below design that creates a bright, airy atmosphere. A dedicated dining room provides ideal space for everyday meals and appeal. These are quality-built homes, and its something you truly appreciate the moment you walk through the door. The primary bedroom is a true retreat, complete with a walk in closet and a private ensuite bathroom finished with quartz countertops. A second full bathroom adds convenience and flexibility for guests or family living. A large utility closet offers valuable storage rarely found in comparable units. This home comes complete with white cabinetry, quartz countertops in the kitchen and baths, vinyl plank flooring, stainless steel kitchen appliances, and a stacking washer and dryer. Additional features include central air conditioning, air exchanger, high efficiency furnace, owned on demand hot water heater, and a water softener. One parking space and one designated locker are included, along with the peace of mind of a 7 year Tarion New home Warranty. (id:63161)
Listing Information
- MLS®
- 40855942
- Data last synced
- October 25, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40855942
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$336/sqft
Building average
—
No other active listings in this building
22 - Stratford average
$427/sqft
11 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$382.69
Total monthly cost$2,962.84
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,682.29
Cash Needed at Closing
Minimum down payment$24,995
Estimated Land Transfer Tax (LTT)$6,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,968
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.