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Property Type: Condo / ApartmentOwnership: CondominiumNEW LISTING
74A CHURCH Street Unit# 3
Stratford, ON N5A1B3
MLS® 40869499
95
Walk Score
90
Bike
$569,900
2 bed2 bath1 parking1,528 sqft
95
Walk Score
90
Bike
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
R5-1(23)
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $503/mo
- Annual property tax
- $1,810.96
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | 13'0'' x 10'2'' |
| Primary Bedroom | Main level | 18'3'' x 12'11'' |
| 4pc Ensuite bath | Main level | 4'9'' x 10'0'' |
| 5pc Bathroom | Main level | 8'7'' x 10'2'' |
| Laundry room | Main level | 10'3'' x 10'3'' |
| Living room | Main level | 16'2'' x 17'0'' |
| Dining room | Main level | 8'0'' x 16'4'' |
| Kitchen | Main level | 8'4'' x 16'3'' |
Description
Welcome to The Tiddington Residences, where historic charm meets modern sophistication in beautiful Stratford! Situated on the top floor of this condominium conversion, Unit #3 offers an exceptional opportunity to enjoy elevated living in one of the city's most desirable, walkable neighbourhoods. There's something special about a building with history and architectural character that simply can't be recreated. Completely gutted, thoughtfully restored and transformed, this property brings together the beauty of yesterday with the comforts of today. Step inside a bright, inviting residence where soaring ceilings, oversized windows, gorgeous hardwood flooring and contemporary finishes create an atmosphere of effortless elegance. The living spaces feel welcoming, while the appointed kitchen with quartz countertops balances style and functionality. Being on the top floor adds another layer of appeal, offering a sense of privacy within this reimagined building. And one of the greatest luxuries of living here is the lifestyle just beyond your doorstep! Imagine starting your mornings with a walk to your favourite café, exploring Stratford's charming boutiques and heritage streets, or meeting friends for dinner at one of the city's exceptional restaurants. With the Avon Theatre, Studio Theatre and Tom Patterson Theatre all within walking distance, the magic of the Stratford Festival becomes part of everyday life. Wander along the picturesque Avon River, discover the local arts scene and experience the blend of creativity, culture and small-town warmth that makes Stratford such a sought-after destination. Whether you're embracing low-maintenance living, looking for a beautiful place to call home or searching for a special retreat, this top-floor residence offers something wonderful. Rich in character, beautifully finished and perfectly positioned to enjoy the very best of Stratford. A remarkable building, an exceptional location and a lifestyle worth falling in love with! (id:63161)
Listing Information
- MLS®
- 40869499
- Data last synced
- October 26, 2026
RE/MAX SOLID GOLD REALTY (II) LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX SOLID GOLD REALTY (II) LTD.
MLS® Number: 40869499
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$373/sqft
Building average
—
No other active listings in this building
22 - Stratford average
$422/sqft
11 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.6% ($31,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$455,920.00
Periodic payment — Principal & Interest (monthly)$2,941.44
Additional monthly expenses (condo fees, tax, utilities, etc.)$729.87
Total monthly cost$3,671.31
Interest paid over 5-yr term$130,667.98
Balance at end of term$410,101.51
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$31,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,170.81
Cash Needed at Closing
Minimum down payment$31,990
Estimated Land Transfer Tax (LTT)$7,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$41,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.