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Property Type: Condo / ApartmentOwnership: CondominiumNEW LISTING
74A CHURCH Street Unit# 1
Stratford, ON N5A2R2
MLS® 40869477
95
Walk Score
90
Bike
$549,900
2 bed2 bath1 parking1,316 sqftBuilt 1954
95
Walk Score
90
Bike
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
R5-1(23)
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $503/mo
- Annual property tax
- $1,559.46
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Ensuite bath | Main level | — |
| 4pc Bathroom | Main level | — |
| Dining room | Main level | 8'2'' x 16'5'' |
| Bedroom | Main level | 14'0'' x 10'4'' |
| Living room | Main level | 16'3'' x 17'2'' |
| Kitchen | Main level | 10'6'' x 16'4'' |
| Primary Bedroom | Main level | 18'5'' x 13'0'' |
Description
An incredible opportunity to live at The Tiddington Residences, a beautiful condominium conversion in one of Stratford's most desirable, walkable locations. There's something special about giving an established building new life. The architecture, the character, the history... things you can't recreate. Completely gutted, thoughtfully restored and reimagined with high-end finishes, the result is exceptional. Offering approximately 1,316 square feet of living space, this two-bedroom, two-bathroom condominium combines timeless character with modern luxury. Soaring ceilings, oversized windows, hardwood flooring and a beautifully appointed kitchen with quartz countertops create a space that's elegant and inviting. A fireplace adds warmth, while a private balcony is perfect for morning coffee. The building has undergone an extensive transformation with an emphasis on quality, thoughtful design and beautiful finishes. And then there's Stratford! Imagine leaving your car behind and strolling downtown for dinner at one of the city's incredible restaurants, browsing independent boutiques, visiting local cafés or enjoying the renowned Stratford Festival. Walk to the Avon Theatre, Studio Theatre and Tom Patterson Theatre, where world-class performances are part of everyday life. Spend your mornings wandering along the beautiful Avon River, afternoons exploring charming heritage streets and evenings enjoying the exceptional dining, arts and culture that make Stratford such a remarkable place to call home. This is a community celebrated for its creativity, beauty and small-town charm, with an energy and sophistication all its own. Enjoy the best of both worlds: the soul and architectural character of an established property, the luxury of a completely reimagined interior and the freedom of low-maintenance condominium living. Beautifully restored, effortlessly sophisticated and perfectly positioned to enjoy everything Stratford has to offer. This is downtown living done right. (id:63161)
Listing Information
- MLS®
- 40869477
- Data last synced
- October 26, 2026
RE/MAX SOLID GOLD REALTY (II) LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX SOLID GOLD REALTY (II) LTD.
MLS® Number: 40869477
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$418/sqft
Building average
—
No other active listings in this building
22 - Stratford average
$416/sqft
11 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (condo fees, tax, utilities, etc.)$698.92
Total monthly cost$3,537.13
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$29,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,031.25
Cash Needed at Closing
Minimum down payment$29,990
Estimated Land Transfer Tax (LTT)$7,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
