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Property Type: Detached HouseOwnership: Freehold
554 BRUNSWICK STREET
Stratford, ON N5A3N6
MLS® X14097228
72
Walk Score
84
Bike
$474,000
2 bed1 bath3 parking
72
Walk Score
84
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 44 x 118.8 FT
- Frontage
- 44 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,258.52 (2026)
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Upper Level | — |
| Bedroom 2 | Upper Level | — |
| Recreational, Games room | Basement | — |
| Utility room | Basement | — |
Description
Welcome to 554 Brunswick Street in the lovely sought after city of Stratford! Tucked away on a quiet street, this charming home radiates a warm and cozy atmosphere from the moment you arrive. The bright, open-concept main floor creates a seamless flow between the living room, dining area, and kitchen-ideal for easy everyday living and entertaining. This meticulously well-maintained house features 2 comfortable bedrooms filled with natural light and an updated 1-bathroom setup designed for effortless living. Step outside onto the large deck-your own peaceful retreat, perfect for quiet morning coffees or hosting intimate gatherings in a serene neighborhood setting. Affording absolute pride of ownership, this move-in-ready gem offers the perfect blend of modern layout and peaceful, small-town comfort. Updates to the home include; Rear Deck, Insulation, Siding, Soffit, Fascia, Trough, Patio Door 2019. Heat pump, Furnace/air conditioning unit 2023. Front Porch, Front and Back doors 2026. (id:63161)
Listing Information
- MLS®
- X14097228
- Tax assessment year
- 2026
- Data last synced
- October 21, 2026
SYNERGY REALTY LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SYNERGY REALTY LTD
MLS® Number: X14097228
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of London and St. Thomas Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,700) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$379,200.00
Periodic payment — Principal & Interest (monthly)$2,446.47
Additional monthly expenses (condo fees, tax, utilities, etc.)$271.54
Total monthly cost$2,718.01
Interest paid over 5-yr term$108,679.81
Balance at end of term$341,091.63
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,700
Stress test qualifying rate8.19%
Payment you must qualify for$3,491.51
Cash Needed at Closing
Minimum down payment$23,700
Estimated Land Transfer Tax (LTT)$5,955
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,155
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
