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Property Type: Detached HouseOwnership: Freehold
61 MC DONALD STREET
Stratford, ON N5A4W4
MLS® X14101490
71
Walk Score
82
Bike
$519,900
3 bed1 bath5 parking
71
Walk Score
82
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 50.1 x 100 FT
- Frontage
- 50.1 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,771.76
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
| Recreational, Games room | Basement | — |
Description
Charming, move-in-ready, and packed with value, 61 McDonald Street is a home you won't want to miss! This well-maintained 3-bedroom home offers a great combination of comfort, functionality, and value. Inside, you'll find a bright and inviting layout, an updated kitchen, and a finished basement featuring a spacious rec room and tons of storage. Step outside to enjoy the oversized backyard, perfect for entertaining, relaxing, or spending time with family and friends. Recent updates include central air conditioning, a new deck, water softener, hot water heater, washer, and dryer, offering added peace of mind. Conveniently located within walking distance of the Avon River and just minutes from downtown Stratford, parks, shopping, theatres, and everyday amenities, this home is a fantastic opportunity for first-time buyers, families, or anyone looking to enjoy all that Stratford has to offer. Don't miss your chance to make this home your own! (id:63161)
Listing Information
- MLS®
- X14101490
- Data last synced
- October 26, 2026
RE/MAX A-B Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX A-B Realty Ltd
MLS® Number: X14101490
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.2% ($26,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$415,920.00
Periodic payment — Principal & Interest (monthly)$2,683.37
Additional monthly expenses (condo fees, tax, utilities, etc.)$314.31
Total monthly cost$2,997.69
Interest paid over 5-yr term$119,203.87
Balance at end of term$374,121.39
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$26,990
Stress test qualifying rate8.19%
Payment you must qualify for$3,821.90
Cash Needed at Closing
Minimum down payment$26,990
Estimated Land Transfer Tax (LTT)$6,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
